2013년 11월 29일 금요일

오후 3:45

By Ardella Hawks



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About 'us debt website'|...grassrootsactionalert.com/ “SPECIAL ALERT: Leftists Demonizing the Tea Party! Now that the debt deal has been finalized, two vital stories are...







About 'us debt website'|...grassrootsactionalert.com/ “SPECIAL ALERT: Leftists Demonizing the Tea Party! Now that the debt deal has been finalized, two vital stories are...








Ｔｈｅ               ｓｏ-ｃａｌｌｅｄ               ｄｅｂｔ-ｒｅｌｉｅｆ               ｃｏｍｐａｎｉｅｓ               ｈａｖｅ               ａ               ｌａｒｇｅ               ｍａｒｋｅｔ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               ｐｒｅｙｉｎｇ               ｏｎ.

Ｔｈｅｙ'ｒｅ               ｃａｔｅｒｉｎｇ               ｔｏ               ｔｈｅ               ｖｕｌｎｅｒａｂｌｅ               ｍｉｄｄｌｅ               ｃｌａｓｓ               ｆａｍｉｌｉｅｓ               ｔｈａｔ               ａｒｅ               ｈａｖｉｎｇ               ａ               ｔｏｕｇｈ               ｔｉｍｅ               ｗｉｔｈ               ｗｈａｔ               ｉｓ               ｇｏｉｎｇ               ｏｎ               ｉｎ               ｔｈｅ               ｅｃｏｎｏｍｙ;               ｔｈｅｙ'ｒｅ               ｆａｃｉｎｇ               ｊｏｂ               ｌｏｓｓｅｓ,               ｗａｇｅ               ｒｅｄｕｃｔｉｏｎ,               ａｎｄ               ｅｖｅｎ               ｕｎｅｍｐｌｏｙｍｅｎｔ.

Ａｎｄ               ｗｉｔｈ               ｔｈｅ               ｉｎｓｔａｂｉｌｉｔｙ               ａｎｄ               ｕｎｃｅｒｔａｉｎ               ｆｕｔｕｒｅ               ｏｆ               ｏｕｒ               ｅｃｏｎｏｍｙ,               ｔｈｅｓｅ               ｆａｍｉｌｉｅｓ               ａｒｅ               ｅｘｐｅｒｉｅｎｃｉｎｇ               ａ               ｓｔｒｏｎｇｅｒ               ｆｅｅｌｉｎｇ               ｏｆ               ｆｅａｒ               ａｎｄ               ａｒｅ               ｎｅｒｖｏｕｓ               ａｂｏｕｔ               ｔｈｅｉｒ               ｆｉｎａｎｃｉａｌ               ｓｉｔｕａｔｉｏｎ.

Ｔｈｅ               ｈｏｕｓｅ               ｍａｒｋｅｔ               ｃｒａｓｈｅｄ,               ｓｔｏｃｋｓ               ａｒｅ               ｇｏｉｎｇ               ｕｐ               ａｎｄ               ｄｏｗｎ               ｌｉｋｅ               ａ               ｒｏｌｌｅｒｃｏａｓｔｅｒ,               ａｎｄ               ｐｅｏｐｌｅ               ａｒｅ               ｌｏｓｉｎｇ               ｔｈｅｉｒ               ｌｉｆｅｔｉｍｅ               ｓａｖｉｎｇｓ.

Ｉｔ'ｓ               ａｔ               ｔｈｉｓ               ｔｉｍｅ               ｔｈａｔ               ａｎ               ｏｆｆｅｒ               ｔｏ               ｅｒａｓｅ               ｔｈｅｉｒ               ｄｅｂｔ               ｆｒｏｍ               ｔｈｅ               ｍｏｒｔｇａｇｅ,               ｃｏｌｌｅｇｅ               ｔｕｉｔｉｏｎ               ａｎｄ               ｃｒｅｄｉｔ               ｃａｒｄｓ               ｃａｎ               ｓｏｕｎｄ               ｐｒｅｔｔｙ               ａｐｐｅａｌｉｎｇ.

Ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ｄｏ               ｋｎｏｗ               ｈｏｗ               ｔｏ               ｍａｒｋｅｔ,               ａｎｄ               ｔｈｅｙ               ｄｏ               ａ               ｇｒｅａｔ               ｊｏｂ               ａｔ               ｍａｋｉｎｇ               ｉｔ               ｓｏｕｎｄ               ｌｉｋｅ               ｉｔ'ｓ               ｔｈｅ               ｓｏｌｕｔｉｏｎ               ｔｏ               ｅｖｅｒｙｔｈｉｎｇ,               ａｎｄ               ｔｈａｔ               ｔｈｅｙ               ａｒｅ               ｔｈｅｒｅ               ｔｏ               ｈｅｌｐ               ａｎｄ               ｄｏ               ｗｈａｔ               ｉｓ               ｉｎ               ｔｈｅ               ｂｅｓｔ               ｉｎｔｅｒｅｓｔ               ｏｆ               ｔｈｅ               ｃｕｓｔｏｍｅｒ.

Ｔｈｅｙ               ｗｉｌｌ               ｃｏｎｓｏｌｉｄａｔｅ               ａｌｌ               ｔｈｅ               ｌｏａｎｓ               ｉｎｔｏ               ｏｎｅ               ｓｍａｌｌ               ｐａｙｍｅｎｔ,               ｕｓｕａｌｌｙ,               ｆｏｒ               ａｂｏｕｔ               ａ               ｔｈｉｒｄ               ｏｆ               ｗｈａｔ               ｉｓ               ｏｗｅｄ,               ａｎｄ               ｔｈｅｎ               ｅｖｅｒｙｔｈｉｎｇ               ｗｉｌｌ               ｂｅ               ａｌｒｉｇｈｔ.

Ｔｈｅｙ               ａｌｓｏ               ｃｈａｒｇｅ               ａ               ｄｅｃｅｎｔ               ａｍｏｕｎｔ               ｏｆ               ｍｏｎｅｙ               ｔｏ               ｄｏ               ｔｈｉｓ,               ｗｈｉｃｈ,               ａｃｔｕａｌｌｙ,               ｐｕｔｓ               ｔｈｅ               ｐｅｏｐｌｅ               ｆｕｒｔｈｅｒ               ｉｎ               ｄｅｂｔ,               ｉｔ'ｓ               ｊｕｓｔ               ｎｏｔ               ｄｉｓｇｕｉｓｅｄ               ｉｎ               ａ               ｄｉｆｆｅｒｅｎｔ               ｌｉｇｈｔ.

Ｔｈｅ               ｃｕｓｔｏｍｅｒｓ               ｗｉｌｌｉｎｇｌｙ               ｐａｙ               ｔｈｅｓｅ               ｆｅｅｓ,               ｎｏ               ｍａｔｔｅｒ               ｗｈａｔ               ｔｈｅｙ               ａｒｅ,               ｉｎ               ｈｉｇｈ               ｈｏｐｅｓ               ｔｈａｔ               ｓｈｏｒｔｌｙ,               ｔｈｅｙ               ｗｉｌｌ               ｂｅ               ｆｒｅｅ               ｏｆ               ｔｈｅ               ｌｏａｄ               ｏｆ               ｍｕｌｔｉｐｌｅ               ｌｏａｎｓ               ｔｈａｔ               ｔｈｅｙ               ｏｗｅ.

Ｈｏｐｉｎｇ               ｔｈａｔ               ｉｔ               ｗｉｌｌ               ｍａｇｉｃａｌｌｙ               ｇｏ               ａｗａｙ               ｂｅｃａｕｓｅ               ｔｈｅ               ｇｕｙ               ｏｎ               ｔｅｌｅｖｉｓｉｏｎ               ａｎｄ               ｏｎ               ｔｈｅ               ｐｈｏｎｅ               ｓａｉｄ               ｓｏ.

Ｕｎｆｏｒｔｕｎａｔｅｌｙ,               ｒｅａｌｉｔｙ               ｉｓ               ｔｈａｔ               ｉｔ               ｄｏｅｓ               ｎｏｔ               ｗｏｒｋ               ｔｈａｔ               ｗａｙ.
               Ｔｒｕｔｈ               ｉｓ,               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ａ               ｓｃａｍ.

Ｔｈｅｙ               ｊｕｓｔ               ｗａｎｔ               ｔｏ               ｇｅｔ               ｍｏｎｅｙ               ｕｐ               ｆｒｏｎｔ.

Ｔｈｅｒｅ               ａｒｅ               ｏｎｌｙ               ａ               ｆｅｗ               ｐｅｏｐｌｅ               ｗｈｏ               ｄｏ               ｒｅａｌｉｚｅ               ｔｈａｔ               ｔｈｅｙ               ｃａｎ               ｄｏ               ａ               ｌｏｔ               ｏｆ               ｔｈｅｓｅ               ｔｈｉｎｇｓ               ｂｙ               ｔｈｅｍｓｅｌｖｅｓ,               ｗｉｔｈｏｕｔ               ｐａｙｉｎｇ               ａｎｙｏｎｅ               ａｎｄ               ｗｉｔｈｏｕｔ               ｒｅｌａｙｉｎｇ               ｔｈｅｉｒ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ               ｔｏ               ａ               ｔｈｉｒｄ               ｐａｒｔｙ.

Ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               Ｏｒｌａｎｄｏ               Ｓｅｎｔｉｎｅｌ,               ｔｈｅ               Ｆｅｄｅｒａｌ               Ｔｒａｄｅ               Ｃｏｍｍｉｓｓｉｏｎ               ｈａｓ               ｃｈａｒｇｅｄ               ｆｏｕｒ               ｃｏｍｐａｎｉｅｓ               ｔｈａｔ               ｗｅｒｅ               ｄｅｃｅｐｔｉｖｅｌｙ               ｍａｒｋｅｔｉｎｇ               ｄｅｂｔ               ｓｅｔｔｌｅｍｅｎｔ               ｏｐｅｒａｔｉｏｎｓ               ｔｈａｔ               ｆａｉｌｅｄ               ｔｏ               ｐｒｏｖｉｄｅ               ｓｅｒｖｉｃｅｓ               ｔｈａｔ               ｔｈｅｙ               ｗｅｒｅ               ｐｒｏｍｉｓｉｎｇ--ｔｈｅ               ｒｅｄｕｃｔｉｏｎ               ｏｆ               ｔｈｅｉｒ               ｃｕｓｔｏｍｅｒｓ'               ｄｅｂｔ.

Ｔｈｅｙ               ｏｆｆｅｒｅｄ               ｔｈｅｉｒ               ｓｅｒｖｉｃｅｓ               ｍｏｓｔｌｙ               ｔｈｒｏｕｇｈ               ｔｈｅ               ｉｎｔｅｒｎｅｔ,               ｓｕｃｈ               ａｓ               ｉｄｅｂｔｈｅｌｐ.ｃｏｍ,               ｍｏｎｅｙｃａｒｅｓ.ｃｏｍ,               ｏｎｔｒａｃｋｍｐｏｗｅｒ.ｃｏｍ,               ａｎｄ               ｅｄｇｅｓｏｌｕｔｉｏｎｓ.ｃｏｍ.

Ｔｈｅｙ               ｗｏｒｋｅｄ               ｏｕｔ               ａ               ｇｒｅａｔ               ｍａｒｋｅｔｉｎｇ               ｓｃｈｅｍｅ               ｗｈｅｒｅ               ｉｔ               ｉｓ               ｖｅｒｙ               ｅａｓｙ               ｔｏ               ｓｉｇｎ               ｕｐ               ａｎｄ               ｒｅｑｕｅｓｔ               ｔｈｅ               ｓｅｒｖｉｃｅ,               ａｎｄ               ｔｈａｔ               ｗａｙ               ａｔｔｒａｃｔｅｄ               ｍｉｌｌｉｏｎｓ               ｏｆ               ｗｉｌｌｉｎｇ               ａｎｄ               ｈｏｐｅｆｕｌ               ｃｕｓｔｏｍｅｒｓ.

Ｔｈｅｙ               ｐａｉｄ               ｔｈｅ               ｍｏｎｅｙ               ｆｏｒ               ｔｈｅ               ｓｅｒｖｉｃｅｓ,               ａｎｄ               ｔｈｅｎ               ｎｏｔｈｉｎｇ               ｈａｐｐｅｎｅｄ.

Ｍｏｓｔ               ｏｆ               ｔｈｅ               ｔｉｍｅ,               ｔｈｅｉｒ               ｃｒｅｄｉｔｏｒｓ               ｗｅｒｅ               ｎｅｖｅｒ               ｅｖｅｎ               ｃｏｎｔａｃｔｅｄ               ｂｙ               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ!

Ｌｉｋｅ               ｉｔ               ｗａｓ               ｍｅｎｔｉｏｎｅｄ               ｅａｒｌｉｅｒ,               ｔｈｅ               ｃｕｓｔｏｍｅｒ               ａｃｔｕａｌｌｙ               ｅｎｄｓ               ｕｐ               ｗｉｔｈ               ｍｏｒｅ               ｄｅｂｔ               ｔｈａｎ               ｂｅｆｏｒｅ,               ｂｅｃａｕｓｅ               ｏｆ               ｔｈｅ               ｌｅｇａｌ               ｆｅｅｓ,               ｐｏｓｓｉｂｌｅ               ｌａｔｅ               ｃｈａｒｇｅｓ               ｏｎ               ｔｈｅ               ｐａｙｍｅｎｔｓ               ｏｆ               ｃｒｅｄｉｔ               ｃａｒｄｓ               ａｎｄ               ｏｔｈｅｒ               ｌｏａｎｓ,               ｆｉｎａｎｃｅ               ｃｈａｒｇｅｓ,               ａｎｄ               ｔｈｅ               ｗｏｒｓｔ               ｏｎｅ               ｏｆ               ａｌｌ--ａ               ｇｉａｎｔ               ｉｎｃｒｅａｓｅ               ｉｎ               ｔｈｅ               ａｎｎｕａｌ               ｐｅｒｃｅｎｔａｇｅ               ｒａｔｅ,               ｗｈｉｃｈ               ｓｋｙｒｏｃｋｅｔｓ               ｔｈｅ               ｉｎｔｅｒｅｓｔ               ｐａｙｍｅｎｔ.

Ｔｈｅｒｅ               ａｒｅ               ａｌｓｏ               ｏｃｃａｓｉｏｎｓ,               ｗｈｅｎ               ｐｅｏｐｌｅ'ｓ               ｗａｇｅｓ               ｇｅｔ               ｇａｒｎｉｓｈｅｄ,               ｉｆ               ｉｔ               ｉｓ               ｃｏｎｃｅｒｎｉｎｇ               ａ               ｆｅｄｅｒａｌ               ｌｏａｎ,               ｓｕｃｈ               ａｓ               ａ               ｓｔｕｄｅｎｔ               ｌｏａｎ.

Ａｎｄ               ｏｆ               ｃｏｕｒｓｅ,               ｎｕｍｅｒｏｕｓ               ｃａｌｌｓ               ｆｒｏｍ               ｔｈｅ               ｃｏｌｌｅｃｔｉｏｎ               ａｇｅｎｃｉｅｓ               ｔｈａｔ               ｎｅｖｅｒ               ｓｔｏｐ.

Ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｎｏｔ               ｍａｇｉｃｉａｎｓ,               ｔｈｅｙ               ｄｏ               ｎｏｔ               ｅｌｉｍｉｎａｔｅ               ｏｒ               ｃｏｍｐｌｅｔｅｌｙ               ｅｒａｓｅ               ｐｅｏｐｌｅ'ｓ               ｄｅｂｔ,               ｌｉｋｅ               ｔｈｅｙ               ｓａｙ               ｔｈｅｙ               ｗｉｌｌ.

Ｉｔ'ｓ               ｉｍｐｏｒｔａｎｔ               ｔｏ               ｕｎｄｅｒｓｔａｎｄ               ｔｈａｔ               ｎｏｂｏｄｙ               ｗｉｌｌ               ｐａｙ               ｓｏｍｅｂｏｄｙ               ｅｌｓｅ'ｓ               ｌｏａｎｓ.

Ｔｈｅ               ｍｏｓｔ               ｔｈｅｙ               ｗｉｌｌ               ｄｏ               ｉｓ               ｓｈｉｆｔ               ｔｈｅ               ｂａｌａｎｃｅｓ               ａｎｄ               ｍａｙｂｅ               ｃｏｍｂｉｎｅ               ｉｎｔｏ               ｌｅｓｓ               ｐａｙｍｅｎｔｓ,               ｂｕｔ               ｎｏｂｏｄｙ               ｗｉｌｌ               ｍａｋｅ               ｉｔ               ａｌｌ               ｄｉｓａｐｐｅａｒ.
               Ｔｈｅｒｅ               ｉｓ               ａ               ｓａｆｅｒ               ｗａｙ               ｔｏ               ｄｅａｌ               ｗｉｔｈ               ｏｎｅ'ｓ               ｄｅｂｔ,               ａｎｄ               ｉｔ               ｉｓ               ｊｕｓｔ               ｄｏｉｎｇ               ｉｔ               ｏｎ               ｙｏｕｒ               ｏｗｎ               ｗｉｔｈｏｕｔ               ａｎｙ               ｈｅｌｐ               ｆｒｏｍ               ａｎｙ               ｃｏｍｐａｎｉｅｓ.

Ｔｈｉｓ               ｉｓ               ｍｕｃｈ               ｓａｆｅｒ               ａｎｄ               ｉｔ               ｉｓ               ｎｏｔ               ｈａｒｄ               ｔｏ               ｄｏ.

Ｔｈｅ               ｅａｓｉｅｓｔ               ｔｈｉｎｇ               ｔｏ               ｓｔａｒｔ               ｗｉｔｈ               ｉｓ               ｔｏ               ｐｉｃｋ               ｕｐ               ｔｈｅ               ｐｈｏｎｅ               ａｎｄ               ｃａｌｌ               ｔｈｅｓｅ               ｃｒｅｄｉｔｏｒｓ               ａｎｄ               ｊｕｓｔ               ｔａｌｋ               ｔｏ               ｔｈｅｍ!

Ｗｉｔｈ               ｔｈｅ               ｃｒｅｄｉｔ               ｃｒｕｎｃｈ               ａｎｄ               ｗｈａｔ               ｉｓ               ｇｏｉｎｇ               ｏｎ               ｗｉｔｈ               ｔｈｅ               ｅｃｏｎｏｍｙ               ｔｏｄａｙ,               ｃｒｅｄｉｔｏｒｓ               ａｒｅ               ｍｏｒｅ               ｔｈａｎ               ｗｉｌｌｉｎｇ               ｔｏ               ｗｏｒｋ               ｗｉｔｈ               ｔｈｅｉｒ               ｃｕｓｔｏｍｅｒｓ,               ａｓ               ｔｈｅｙ               ｕｎｄｅｒｓｔａｎｄ               ｔｈａｔ               ｔｈｅ               ｄｉｆｆｉｃｕｌｔｉｅｓ               ｔｈａｔ               ｔｈｅｙ'ｒｅ               ｇｏｉｎｇ               ｔｈｒｏｕｇｈ.

Ｔｈｅｙ               ａｒｅ               ｍｏｒｅ               ｗｉｌｌｉｎｇ               ｔｈａｎ               ｅｖｅｒ               ｔｏ               ｄｏ               ｗｈａｔ               ｔｈｅｙ               ｃａｎ               ｔｏ               ｈｅｌｐ.

Ｉｔ               ｔｏｏｋ               ａ               ｆｉｎａｎｃｉａｌ               ｍｅｌｔｄｏｗｎ               ａｎｄ               ａｌｍｏｓｔ               ａ               ｒｅｃｅｓｓｉｏｎ               ｆｏｒ               ｔｈｅｍ               ｔｏ               ｒｅａｌｉｚｅ               ｉｔ,               ｂｕｔ               ｃｒｅｄｉｔ               ｃａｒｄ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｒｅａｌｉｚｉｎｇ               ｔｈａｔ               ｔｈｅｙ               ｌｅｎｄｅｄ               ｏｕｔ               ｔｏｏ               ｍｕｃｈ               ｍｏｎｅｙ               ｔｏ               ｐｅｏｐｌｅ               ｗｈｏ               ａｒｅ               ｎｏｔ               ａｂｌｅ               ｔｏ               ｐａｙ               ｉｔ               ｂａｃｋ               ｉｎ               ａ               ｔｉｍｅｌｙ               ｍａｎｎｅｒ,               ａｎｄ               ｎｏｗ               ｔｈｅｙ               ａｒｅ               ｆａｃｉｎｇ               ｈａｖｉｎｇ               ｔｏ               ｄｅａｌ               ｗｉｔｈ               ｔｈｅ               ｃｏｎｓｅｑｕｅｎｃｅｓ.

Ｔｈｅｙ               ａｒｅ               ｏｕｔｒｅａｃｈｉｎｇ               ｔｏ               ｔｈｅｉｒ               ｌｏｙａｌ               ｃｕｓｔｏｍｅｒｓ,               ａｎｄ               ｓｏｍｅ               ｃｒｅｄｉｔ               ｃａｒｄ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｅｖｅｎ               ｄｅｖｅｌｏｐｉｎｇ               ｒｅｐａｙｍｅｎｔ               ｐｒｏｇｒａｍｓ               ｆｏｒ               ｈｉｇｈ               ｂａｌａｎｃｅｓ.

Ａｌｓｏ,               ｔｈｅｒｅ               ｈａｓ               ｂｅｅｎ               ａ               ｄｅｃｒｅａｓｅ               ｉｎ               ｔｈｅ               ｐｒｏｍｏｔｉｏｎａｌ               ｃｒｅｄｉｔ               ｃａｒｄ               ｏｆｆｅｒｓ               ｔｈａｔ               ｐｅｏｐｌｅ               ｒｅｃｅｉｖｅ               ｉｎ               ｔｈｅ               ｍａｉｌ,               ｗｈｉｃｈ               ｉｓ               ａｇａｉｎ,               ｔｈｅ               ｒｅｓｕｌｔ               ｏｆ               ｔｈｅｍ               ｕｎｄｅｒｓｔａｎｄｉｎｇ               ｔｈａｔ               ｔｈｅｙ               ｌｏａｎｅｄ               ｏｕｔ               ｔｏｏ               ｍｕｃｈ               ｍｏｎｅｙ               ｔｏ               ｐｅｏｐｌｅ               ｗｈｏ               ｄｉｄ               ｎｏｔ               ｑｕａｌｉｆｙ               ｆｏｒ               ｔｈｅｓｅ               ａｍｏｕｎｔｓ.

Ｔｈｅｙ               ａｒｅ               ｗｏｒｋｉｎｇ               ｏｎ               ｃｈａｎｇｉｎｇ               ｔｈｅ               ｌｅｎｄｉｎｇ               ｐｒｏｃｅｓｓ,               ａｎｄ               ｏｎ               ｔａｋｉｎｇ               ｍｏｒｅ               ｔｉｍｅ               ｔｏ               ｍａｋｅ               ｓｕｒｅ               ｔｈｅｙ               ｌｅｎｄ               ｍｏｎｅｙ               ｔｏ               ｃｕｓｔｏｍｅｒｓ               ｗｉｔｈ               ａ               ｃｅｒｔａｉｎ               ｉｎｃｏｍｅ               ｌｅｖｅｌ               ａｎｄ               ｊｏｂ               ｓｔａｂｉｌｉｔｙ.

Ｔｈｉｓ               ｗｉｌｌ               ｔａｋｅ               ｔｉｍｅ,               ｂｕｔ               ａｔ               ｌｅａｓｔ               ｔｈｅ               ｐｒｏｃｅｓｓ               ｈａｓ               ｓｔａｒｔｅｄ.

Ｔｈｅｓｅ               ｃｒｅｄｉｔｏｒｓ'               ｎｕｍｂｅｒｓ               ａｒｅ               ａｌｗａｙｓ               ｌｉｓｔｅｄ               ｏｎ               ｔｈｅ               ｓｔａｔｅｍｅｎｔｓ,               ａｎｄ               ａｌｌ               ｔｈｅ               ｆｉｎａｎｃｉａｌ               ｓｔａｔｅｍｅｎｔｓ               ａｎｄ               ｌｏａｎ               ｉｎｆｏｒｍａｔｉｏｎ               ｓｈｏｕｌｄ               ｂｅ               ｆｉｌｅｄ               ａｎｄ               ｋｅｐｔ               ｔｏｇｅｔｈｅｒ               ｓｏ               ｉｔ               ｉｓ               ｅａｓｙ               ｔｏ               ｏｂｔａｉｎ               ａｔ               ａｎｙ               ｔｉｍｅ.

Ｔｈｅｒｅ               ｉｓ               ａｌｗａｙｓ               ａ               ｃｕｓｔｏｍｅｒ               ｓｅｒｖｉｃｅ               ｎｕｍｂｅｒ,               ａｎｄ               ｉｆ               ｔｈｅｙ               ａｒｅ               ｎｏｔ               ｃｏｏｐｅｒａｔｉｎｇ,               ｔｈｅｒｅ               ａｒｅ               ｆｉｎａｎｃｉａｌ               ｍａｎａｇｅｒｓ               ｔｈａｔ               ａｒｅ               ｕｓｕａｌｌｙ               ａｖａｉｌａｂｌｅ               ｕｐｏｎ               ｒｅｑｕｅｓｔ,               ａｎｄ               ｔｈｅｙ               ａｒｅ               ｍｏｒｅ               ｐｒｏｆｅｓｓｉｏｎａｌ               ａｎｄ               ｈｅｌｐｆｕｌ.

Ｔｈｅｙ               ａｒｅ               ａｂｌｅ               ｔｏ               ｅｘｐｌａｉｎ               ｔｈｅ               ｏｐｔｉｏｎｓ,               ｏｆｆｅｒ               ａｎｙ               ｐｒｏｍｏｔｉｏｎａｌ               ｌｏｗ               ｒａｔｅ,               ａｎｄ               ａｎｓｗｅｒ               ａｎｙ               ｑｕｅｓｔｉｏｎｓ               ａｂｏｕｔ               ｐａｙｍｅｎｔｓ,               ｒｕｌｅｓ               ａｎｄ               ｐｏｌｉｃｉｅｓ.

Ｔｈｅｙ               ｇｅｔ               ｐａｉｄ               ｔｏ               ｄｏ               ｔｈｉｓ,               ｓｏ               ｗｈｙ               ｎｏｔ               ｕｓｅ               ｉｔ               ａｎｄ               ｆｉｎｄ               ｏｕｔ               ｗｈａｔ               ｃａｎ               ｂｅ               ｄｏｎｅ               ｗｉｔｈｏｕｔ               ｐａｙｉｎｇ               ａｎｙ               ｃｏｍｐａｎｙ?
               Ｔｈｅ               ｒｅａｓｏｎ               ｗｈｙ               ｉｔ               ｉｓ               ｓｏ               ｉｍｐｏｒｔａｎｔ               ｔｏ               ｋｅｅｐ               ａｌｌ               ｔｈｅ               ｉｍｐｏｒｔａｎｔ               ｂｉｌｌｓ               ａｎｄ               ｓｔａｔｅｍｅｎｔｓ               ａｎｄ               ｃｏｎｔｒａｃｔｓ               ｆｉｌｅｄ               ｓｅｐａｒａｔｅｌｙ               ｉｓ               ｂｅｃａｕｓｅ               ｅｖｅｒｙｔｈｉｎｇ               ｓｈｏｕｌｄ               ｂｅ               ｉｎ               ｗｒｉｔｉｎｇ.

Ａｎｙ               ａｇｒｅｅｍｅｎｔ               ｍａｄｅ               ｏｎ               ｔｈｅ               ｐｈｏｎｅ,               ａｎｙ               ａｄｊｕｓｔｍｅｎｔ,               ａｎｙ               ｅｘｃｅｐｔｉｏｎ,               ｓｈｏｕｌｄ               ｂｅ               ｒｅｑｕｅｓｔｅｄ               ｉｎ               ｗｒｉｔｉｎｇ.

Ｉｎ               ｔｏｄａｙ'ｓ               ｗｏｒｌｄ--ｔｈａｔ               ｉｓ               ｔｈｅ               ｏｎｌｙ               ｖａｌｉｄ               ｐｒｏｏｆ               ｔｈａｔ               ｔｈｅ               ｃｏｎｖｅｒｓａｔｉｏｎ               ａｎｄ               ｔｈｅ               ａｃｔｉｏｎ               ｄｉｄ               ｔａｋｅ               ｐｌａｃｅ.

Ｓｏ               ｄｕｒｉｎｇ               ｔｈｅｓｅ               ｃａｌｌｓ               ｔｏ               ｔｈｅ               ｃｒｅｄｉｔｏｒｓ,               ｆｏｒ               ｅｘａｍｐｌｅ,               ｔｏ               ａ               Ｖｉｓａ               ｃｒｅｄｉｔ               ｃａｒｄ               ｃｏｍｐａｎｙ,               ｉｆ               ｉｔ               ｗａｓ               ａｇｒｅｅｄ               ｔｈａｔ               ｔｈｅ               ａｎｎｕａｌ               ｆｅｅ               ｗｉｌｌ               ｂｅ               ｗａｉｖｅｄ               ｆｏｒ               ｔｈｉｓ               ｙｅａｒ               ａｎｄ               ｔｈｅ               ａｎｎｕａｌ               ｉｎｔｅｒｅｓｔ               ｒａｔｅ               ｗｉｌｌ               ｂｅ               ｒｅｄｕｃｅｄ               ｆｒｏｍ               13%               ｔｏ               3.99%               ｆｏｒ               ｔｈｅ               ｎｅｘｔ               6               ｍｏｎｔｈｓ,               ａｎｄ               ｔｈｅｎ               ｇｏ               ｂａｃｋ               ｕｐ               ｔｏ               13%,               ｔｈｉｓ               ｎｅｅｄｓ               ｔｏ               ｂｅ               ｄｅｍａｎｄｅｄ               ｉｎ               ｗｒｉｔｉｎｇ,               ｂｅｃａｕｓｅ               ｉｔ'ｓ               ｎｅａｒｌｙ               ｉｍｐｏｓｓｉｂｌｅ               ｔｏ               ｒｅｍｅｍｂｅｒ.

Ａｌｓｏ,               ｔｈｅｙ               ｍａｙ               ｓｅｎｄ               ａ               ｃｏｎｆｉｒｍａｔｉｏｎ               ｅｍａｉｌ               ｔｈａｔ               ｃａｎ               ｂｅ               ｓｔｏｒｅｄ               ｉｎ               ａ               ｓｐｅｃｉａｌ               ｆｏｌｄｅｒ               ｆｏｒ               ｆｕｔｕｒｅ               ｒｅｆｅｒｅｎｃｅ.

Ｔｈｅ               ａｇｒｅｅｍｅｎｔｓ               ｕｓｕａｌｌｙ               ｃｏｍｅ               ｉｎ               ｔｈｅ               ｍａｉｌ               ｗｉｔｈｉｎ               ａｂｏｕｔ               ａ               ｗｅｅｋ,               ａｎｄ               ａｇａｉｎ,               ｔｈａｔ               ｎｅｅｄｓ               ｔｏ               ｇｏ               ｉｎ               ｔｈｅ               ｆｉｌｅ               ｗｉｔｈ               ａｌｌ               ｔｈｅ               ｏｔｈｅｒ               ｉｎｆｏｒｍａｔｉｏｎ               ａｂｏｕｔ               ｔｈａｔ               ｐａｒｔｉｃｕｌａｒ               ｃｒｅｄｉｔ               ｃａｒｄ               ｌｏａｎ.

Ａｎｏｔｈｅｒ               ｉｍｐｏｒｔａｎｔ               ｔｈｉｎｇ               ｔｏ               ａｓｋ               ｏｎ               ｔｈｅ               ｐｈｏｎｅ               ｉｓ--Ｈｏｗ               ｗｉｌｌ               ｔｈｉｓ               ａｃｔｉｏｎ               ａｆｆｅｃｔ               ｍｙ               ｃｒｅｄｉｔ               ｒａｔｉｎｇ?

Ｔｈｅｒｅ               ａｒｅ               ｄｉｆｆｅｒｅｎｔ               ｗａｙｓ               ｔｏ               ｉｎｃｒｅａｓｅ               ｔｈｅ               ｃｒｅｄｉｔ               ｓｃｏｒｅ,               ｓｕｃｈ               ａｓ               ｋｅｅｐｉｎｇ               ａ               ｃｒｅｄｉｔ               ｃａｒｄ               ｆｏｒ               ａ               ｌｏｎｇ               ｐｅｒｉｏｄ               ｏｆ               ｔｉｍｅ,               ｋｅｅｐｉｎｇ               ｌｏｗ               ｂａｌａｎｃｅｓ               ａｎｄ               ｍａｋｉｎｇ               ｔｉｍｅｌｙ               ｐａｙｍｅｎｔｓ.

Ｔｈｅｒｅ               ａｒｅ               ａｌｓｏ               ｍａｎｙ               ｆａｃｔｏｒｓ               ｔｈａｔ               ｃａｎ               ｄｅｃｒｅａｓｅ               ｔｈｅ               ｃｒｅｄｉｔ               ｓｃｏｒｅ,               ｓｕｃｈ               ａｓ               ｍｉｓｓｅｄ               ｐａｙｍｅｎｔｓ,               ｌａｔｅ               ｐａｙｍｅｎｔｓ,               ｓｐｅｎｄｉｎｇ               ｏｖｅｒ               ｔｈｅ               ｃｒｅｄｉｔ               ｌｉｍｉｔ,               ｈａｖｉｎｇ               ｈｉｇｈ               ｂａｌａｎｃｅｓ,               ａｎｄ               ｃａｎｃｅｌｉｎｇ               ｃｒｅｄｉｔ               ｃａｒｄｓ.

Ａｇａｉｎ,               ａｆｔｅｒ               ａｓｋｉｎｇ               ａｂｏｕｔ               ｔｈｅ               ｅｆｆｅｃｔ               ｏｎ               ｔｈｅ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ,               ｔｈｉｓ               ｓｈｏｕｌｄ               ａｌｓｏ               ｂｅ               ｏｂｔａｉｎｅｄ               ｉｎ               ｗｒｉｔｉｎｇ,               ａｓ               ａｎｙ               ａｃｔｉｏｎ               ｗｉｌｌ               ｍａｋｅ               ａ               ｄｉｆｆｅｒｅｎｃｅ               ｏｎ               ｔｈｅ               ｃｒｅｄｉｔ               ｒａｔｉｎｇ.
               Ｏｕｒ               ｇｏｖｅｒｎｍｅｎｔ               ａｌｌｏｗｓ               ｕｓ               ｔｏ               ｓｅｅ               ｏｕｒ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ               ｆｏｒ               ｆｒｅｅ               ｏｎｅ               ｔｉｍｅ               ｐｅｒ               ｙｅａｒ.

Ａｎｄ               ｎｏ,               ｉｔ               ｉｓ               ｎｏｔ               ｔｈｅ               ｃａｔｃｈｙ               ｓｏｎｇ               ｏｎ               ｔｈｅ               ｔｅｌｅｖｉｓｉｏｎ--ＦｒｅｅＣｒｅｄｉｔＲｅｐｏｒｔ.ｃｏｍ--ｔｈａｔ               ｉｓ               ｓｏｍｅｔｈｉｎｇ               ｔｏｔａｌｌｙ               ｄｉｆｆｅｒｅｎｔ.

Ｔｈｅｙ               ｄｉｓｇｕｉｓｅ               ｉｔ               ａｓ               ｊｕｓｔ               ｇｅｔｔｉｎｇ               ａ               ｆｒｅｅ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ,               ｂｕｔ               ｉｎ               ａｌｌ               ａｃｔｕａｌｉｔｙ               ｉｔ'ｓ               ｓｉｇｎｉｎｇ               ｕｐ               ｆｏｒ               ａｎ               ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ               ｐｒｏｔｅｃｔｉｏｎ               ｐｒｏｇｒａｍ               ｔｈａｔ               ｃｏｓｔｓ               ｍｏｎｅｙ               ｅｖｅｒｙ               ｍｏｎｔｈ,               ａｎｄ               ｄｏｅｓ               ｎｏｔ               ｄｏ               ａｎｙｔｈｉｎｇ               ｂｕｔ               ｎｏｔｉｆｙ               ｔｈｅ               ｃｕｓｔｏｍｅｒ               ｉｆ               ｓｏｍｅｏｎｅ               ｈａｓ               ａｌｒｅａｄｙ               ｈａｃｋｅｄ               ｉｎｔｏ               ｔｈｅｉｒ               ｃｒｅｄｉｔ,               ｔｈｅｙ               ｄｏ               ｎｏｔ               ｐｒｅｖｅｎｔ               ｉｔ.

Ｉｎ               ｔｏｄａｙ'ｓ               ｗｏｒｌｄ,               ｗｉｔｈ               ａｌｌ               ｔｈｅ               ｔｅｃｈｎｏｌｏｇｙ               ａｎｄ               ｇａｄｇｅｔｓ,               ｉｆ               ｓｏｍｅｏｎｅ               ｗａｎｔｓ               ｔｏ               ｓｔｅａｌ               ａｎ               ｉｄｅｎｔｉｔｙ               ｏｒ               ｈａｃｋ               ｉｎｔｏ               ａｎ               ａｃｃｏｕｎｔ,               ｔｈｅｙ               ｃａｎ               ｅａｓｉｌｙ               ｄｏ               ｓｏ.

Ｓｏ               ａｌｌ               ｔｈｅｓｅ               ｆｒｅｅ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ               ｏｆｆｅｒｓ               ｃｏｍｅ               ｗｉｔｈ               ｔｈｅ               ｏｂｌｉｇａｔｉｏｎ               ｔｏ               ｓｉｇｎ               ｕｐ               ａｎｄ               ｐａｙ               ｍｏｎｔｈｌｙ               ｆｅｅｓ               ｔｏ               ｂｅ               ａ               ｐａｒｔ               ｏｆ               ｔｈｅ               ｐｒｏｔｅｃｔｉｏｎ               ｐｌａｎ               ｔｈａｔ               ｉｓ               ａ               ｗａｓｔｅ               ｏｆ               ｍｏｎｅｙ,               ｓｏ               ｉｔ               ｉｓ               ｊｕｓｔ               ａｎｏｔｈｅｒ               ｗａｙ               ｏｆ               ｇｅｔｔｉｎｇ               ｍｏｎｅｙ               ｏｕｔ               ｏｆ               ｐｅｏｐｌｅ               ａｎｄ               ｍａｋｉｎｇ               ｔｈｅｍ               ｆｅｅｌ               ｌｉｋｅ               ｉｔ               ｉｓ               ａ               ｇｏｏｄ               ｔｈｉｎｇ.

Ｔｈｅ               ｗｅｂｓｉｔｅ               ｆｏｒ               ｔｈｅ               ｆｒｅｅ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ               ｆｒｏｍ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｉｓ               Ａｎｎｕａｌｃｒｅｄｉｔｒｅｐｏｒｔ.ｃｏｍ.

Ｉｔ               ｃｏｓｔｓ               ｔｏ               ｓｅｅ               ｔｈｅ               ａｃｔｕａｌ               ｓｃｏｒｅ--ｊｕｓｔ               ａ               ｆｅｗ               ｄｏｌｌａｒｓ,               ｂｕｔ               ｔｏ               ｌｏｏｋ               ａｔ               ａｌｌ               ｔｈｅ               ａｃｃｏｕｎｔｓ               ａｎｄ               ａｃｔｉｖｉｔｙ,               ｉｔ               ｉｓ               ｆｒｅｅ.

Ｉｔ'ｓ               ｉｍｐｏｒｔａｎｔ               ｔｏ               ｄｏ               ｔｈｉｓ               ｅｖｅｒｙ               ｓｉｎｇｌｅ               ｙｅａｒ               ａｎｄ               ｍｏｎｉｔｏｒ               ｗｈａｔ               ｉｓ               ｇｏｉｎｇ               ｏｎ.

Ｉｔ               ｓｈｏｗｓ               ｅｖｅｒｙ               ｌｏａｎ,               ｍｏｒｔｇａｇｅ,               ｃａｒ               ｌｏａｎ               ａｎｄ               ｃｒｅｄｉｔ               ｃａｒｄ               ｌｏａｎｓ.

Ｉｔ               ｓｈｏｗｓ               ｉｆ               ｔｈｅｒｅ               ａｒｅ               ａｎｙ               ｎｅｇａｔｉｖｅ               ａｃｃｏｕｎｔｓ,               ａｎｄ               ｅｘａｃｔｌｙ               ｗｈａｔ               ｔｈｅ               ｂａｌａｎｃｅｓ               ａｒｅ,               ａｎｄ               ｗｈａｔ               ｔｈｅ               ｔｏｔａｌ               ｄｅｂｔ               ｉｓ.

Ｔｈｅ               ｒｅａｓｏｎ               ｗｈｙ               ｉｔ'ｓ               ｅｓｓｅｎｔｉａｌ               ｔｏ               ｌｏｏｋ               ａｔ               ｔｈｅ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ               ｅｖｅｒｙ               ｙｅａｒ               ｉｓ               ｔｏ               ｓｅｅ               ｔｈｅ               ｂｉｇ               ｐｉｃｔｕｒｅ,               ａ               ｓｕｍｍａｒｙ               ｏｆ               ｔｈｅ               ｐａｓｔ               ｙｅａｒ'ｓ               ｂｏｒｒｏｗｉｎｇ               ａｃｔｉｖｉｔｙ,               ａｎｄ               ｔｏ               ｓｅｅ               ｉｆ               ｔｈｅｒｅ               ｉｓ               ａｎｙｔｈｉｎｇ               ｗｒｏｎｇ               ｏｎ               ｔｈｅｒｅ.

Ｉｆ               ｔｈｅｒｅ               ｉｓ,               ｔｈｅｒｅ               ｉｓ               ａｎ               ｅｘｐｌａｎａｔｉｏｎ               ｏｎ               ｈｏｗ               ｔｏ               ｄｉｓｐｕｔｅ               ａ               ｃｈａｒｇｅ,               ａｎｄ               ａ               ｃｕｓｔｏｍｅｒ               ｓｅｒｖｉｃｅ               ｎｕｍｂｅｒ               ｔｏ               ｃａｌｌ               ｔｏ               ａｓｋ               ａｂｏｕｔ               ａｎｙｔｈｉｎｇ               ｔｈａｔ               ｉｓ               ｆａｌｓｅ               ｏｒ               ｑｕｅｓｔｉｏｎａｂｌｅ.

Ａｇａｉｎ,               ｔｈｉｓ               ｉｓ               ｄｏｎｅ               ｗｉｔｈｏｕｔ               ｐａｙｉｎｇ               ａｎｙ               ｃｏｍｐａｎｙ               ａｎｙ               ｍｏｎｅｙ               ａｎｄ               ｇｉｖｉｎｇ               ｓｏｍｅｂｏｄｙ               ｅｌｓｅ               ａｎｙ               ｉｎｆｏｒｍａｔｉｏｎ,               ｌｉｋｅ               ａｃｃｏｕｎｔ               ｎｕｍｂｅｒｓ               ａｎｄ               ｓｏｃｉａｌ               ｓｅｃｕｒｉｔｙ               ｎｕｍｂｅｒ.

Ｔｈｅ               ｃｒｅｄｉｔ               ｒｅｐｏｒｔ               ｓｈｏｕｌｄ               ｂｅ               ｐｒｉｎｔｅｄ               ｏｕｔ               ａｎｄ               ａｌｓｏ               ｆｉｌｅｄ               ｔｏｇｅｔｈｅｒ               ｗｉｔｈ               ａｌｌ               ｔｈｅ               ｆｉｎａｎｃｉａｌ               ｉｎｆｏｒｍａｔｉｏｎ.
               Ｉｎ               ｃｏｎｃｌｕｓｉｏｎ,               ｄｅｂｔ-ｒｅｌｉｅｆ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｊｕｓｔ               ａｎｏｔｈｅｒ               ｗａｙ               ｔｏ               ｇｅｔ               ｍｏｎｅｙ               ｏｕｔ               ｏｆ               ｐｅｏｐｌｅ               ｂｙ               ｕｓｉｎｇ               ｍａｒｋｅｔｉｎｇ               ａｎｄ               ｍａｋｉｎｇ               ｉｔ               ｓｏｕｎｄ               ｌｉｋｅ               ｉｔ               ｉｓ               ｔｈｅ               ｓｏｌｕｔｉｏｎ               ｔｏ               ｍａｋｉｎｇ               ｌｉｆｅ               ｅａｓｙ               ａｎｄ               ｍａｋｉｎｇ               ｅｖｅｒｙｔｈｉｎｇ               ｂｅ               ａｌｒｉｇｈｔ.

Ｔｈｅ               ｒｅａｓｏｎ               ｗｈｙ               ｔｈｅｒｅ               ａｒｅ               ｍｉｌｌｉｏｎｓ               ｏｆ               ｃｕｓｔｏｍｅｒｓ               ｗｈｏ               ｄｏ               ｐａｙ               ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ｉｓ               ｂｅｃａｕｓｅ               ｓｏｍｅ               ｐｅｏｐｌｅ               ａｒｅ               ｎｏｔ               ｅｄｕｃａｔｅｄ               ｅｎｏｕｇｈ               ｏｎ               ｔｈｉｓ               ｔｏｐｉｃ,               ａｒｅ               ｔｏｏ               ｔｒｕｓｔｉｎｇ,               ｏｒ               ａｒｅ               ｉｎ               ａ               ｄｅｓｐｅｒａｔｅ               ｍｏｎｅｙ               ｓｉｔｕａｔｉｏｎ               ｗｈｉｃｈ               ａｌｌｏｗｓ               ｌａｐｓｅｓ               ｉｎ               ｊｕｄｇｅｍｅｎｔ               ｔｏ               ｏｃｃｕｒ               ａｎｄ               ｍａｋｅ               ｉｒｒａｔｉｏｎａｌ               ｓｎａｐ               ｄｅｃｉｓｉｏｎｓ.

Ｉｆ               ｔｈｅｒｅ               ｒｅａｌｌｙ               ｗａｓ               ｓｏｍｅｂｏｄｙ               ｏｕｔ               ｔｈｅｒｅ               ｗｈｏ               ｗｏｕｌｄ               ｃｏｍｐｌｅｔｅｌｙ               ｅｒａｓｅ               ｃｒｅｄｉｔ               ｃａｒｄ               ｄｅｂｔ--ｗｏｕｌｄｎ'ｔ               ｅｖｅｒｙｏｎｅ               ｇｏ               ａｎｄ               ｍａｘ               ｏｕｔ               ａｓ               ｍａｎｙ               ｃｒｅｄｉｔ               ｃａｒｄｓ               ａｓ               ｐｏｓｓｉｂｌｅ?

Ｔｈｅｒｅ               ｉｓ               ｎｏ               ｍａｇｉｃｉａｎ               ｏｕｔ               ｔｈｅｒｅ               ｔｈａｔ               ｄｏｅｓ               ｔｈａｔ,               ａｎｄ               ｒｅａｌｉｔｙ               ｉｓ--ｔｈｅ               ｏｎｌｙ               ｗａｙ               ｔｏ               ｅｒａｓｅ               ｄｅｂｔ               ｉｓ               ｔｏ               ｐａｙ               ｉｔ               ｏｆｆ!

Ｔｈｅｓｅ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｍａｋｉｎｇ               ｐｅｏｐｌｅ               ｆｅｅｌ               ｌｉｋｅ               ｔｈｅｙ               ａｒｅ               ｂｅｉｎｇ               ｐｒｏａｃｔｉｖｅ               ａｎｄ               ｔａｋｉｎｇ               ｒｅｓｐｏｎｓｉｂｉｌｉｔｙ               ｆｏｒ               ｔｈｅｉｒ               ｌｏａｎｓ               ａｎｄ               ａｒｅ               ｄｏｉｎｇ               ｓｏｍｅｔｈｉｎｇ               ａｂｏｕｔ               ｉｔ--ｂｕｔ               ｉｎ               ｒｅａｌｉｔｙ,               ｔｈｅｙ               ａｒｅ               ｊｕｓｔ               ｄｉｇｇｉｎｇ               ｔｈｅｍｓｅｌｖｅｓ               ｆｕｒｔｈｅｒ               ａｎｄ               ｆｕｒｔｈｅｒ               ｉｎ               ｔｈｅ               ｈｏｌｅ,               ｂｙ               ｐａｙｉｎｇ               ｔｈｅｍ               ｍｏｒｅ               ｍｏｎｅｙ               ｗｈｉｌｅ               ｓｔｉｌｌ               ｂｅｉｎｇ               ｒｅｓｐｏｎｓｉｂｌｅ               ｆｏｒ               ｔｈｅｉｒ               ｏｗｎ               ｐａｙｍｅｎｔｓ.

Ｗｈａｔ               ｓｏｕｎｄｓ               ｔｏｏ               ｇｏｏｄ               ｔｏ               ｂｅ               ｔｒｕｅ--ｕｓｕａｌｌｙ               ｉｓ!
               Ｓｏｕｒｃｅｓ:
               Ｖｉｃｋｉ               Ｌｅｅ               Ｐａｒｋｅｒ,               "Ａｖｏｉｄ               Ｄｅｂｔ-Ｒｅｌｉｅｆ               Ｓｃａｍｓ!"               Ｏｒｌａｎｄｏ               Ｓｅｎｔｉｎｅｌ,               Ｓｕｎｄａｙ,               Ｏｃｔｏｂｅｒ               26,               2008               ｐｐ.

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