About 'us debt calc'|Corporate Domination of the Political System, the Present Weakness of Government Reform Policy, and the Political Necessity of Massive Civil Dissent
These days, it seems like everyone's hurting for money. The economy's pretty much headed down the drain, and those of us with sizable debts are feeling it pretty hard. Debt stops you from doing the things you want to do, and it's a massive burden. Here are four online tools that can help you develop a plan to get out of debt quickly and responsibly (or, at least more quickly and responsibly). 1. Billshrink.com- This website can help you find credit cards with better rates than the cards you currently have, and calculate your savings over the period of time you're considering to pay those cards off. The site rates credit cards and informs you of any annual fees, balance transfer fees, or other hidden charges, and lists the good and bad points of each card. A balance transfer to a low interest card can end up saving you thousands if you have a lot of credit card debt, so this website's certainly worth checking out. 2. Bankrate.com Debt Calculator - This website lets you figure out how much you'll have to pay on a monthly basis to pay off a credit card debt in a certain time frame, and it can also allow you to see how long it'll take to pay off your debt at the current payments you're making. Very useful for figuring out what you need to start setting aside every month, which is, of course, the first step to wiping out the debt on one of your credit cards. 3. Debt Help Product Comparison Chart - This tool from Credit.com evaluates many different options for people who are stuck with debt issues, and looks at each possible solution objectively to provide a suggestion for what to do next. This is a great way to put all your cards on the table to see what type of debt help program you need, or to see how you can manage your own debt to overcome it. 4. Mortgage Refinance Calculator -This is a great tool to help you decide whether to refinance, which can take a load off of your debt if you've had your home for a long enough period of time. You can see what kind of a rate you'll need to look for and the long-term savings that you'll get from refinancing. Do you have any tips for getting out of debt, or links to websites that can help? Post them in our comments section below. |
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