About 'us debt.org'|The Hidden Tax They Won’t Tell You About…

About 'us debt.org'|The Hidden Tax They Won’t Tell You About…

Ａ               ｆｒｉｅｎｄ               ｏｆ               ｍｉｎｅ               ｗａｓ               ｒｅｃｅｎｔｌｙ               ｌｏｏｋｉｎｇ               ｉｎｔｏ               ａ               ｄｅｂｔ-ｓｅｔｔｌｅｍｅｎｔ               ｃｏｎｓｏｌｉｄａｔｉｏｎ               ｃｏｍｐａｎｙ               ａｎｄ               Ｉ               ｔｈｏｕｇｈｔ               Ｉ'ｄ               ｂｅｔｔｅｒ               ｃｈｅｃｋ               ｉｔ               ｏｕｔ               ｆｏｒ               ｈｉｍ               ｂｅｆｏｒｅ               ｈｅ               ｇｏｔ               ｔａｋｅｎ. Ｔｈｅ               ｎａｍｅ               ｏｆ               ｔｈｅ               ｃｏｍｐａｎｙ               ｗａｓ               ＵＳ               Ｄｅｂｔ               Ａｓｓｏｃｉａｔｅｓ. Ｄｏｎ'ｔ               ｂｏｔｈｅｒ               ｌｏｏｋｉｎｇ               ｔｈｅｍ               ｕｐ. Ｔｈｅｙ'ｖｅ               ｄｉｓａｐｐｅａｒｅｄ               ｏｆｆ               ｔｈｅ               ｆａｃｅ               ｏｆ               ｔｈｅ               ｐｌａｎｅｔ               ａｇａｉｎ. Ｉ               ｓａｙ               ａｇａｉｎ               ｂｅｃａｕｓｅ               ｔｈｅｙ               ｗｅｒｅ               ｋｎｏｗｎ               ｂｙ               ｔｗｏ               ｓｅｐａｒａｔｅ               ｐｒｅｖｉｏｕｓ               ｎａｍｅｓ. Ｓｔｅｐｓ               ｔｏ               ｆｉｎｄｉｎｇ               ｏｕｔ               ｍｏｒｅ               ａｂｏｕｔ               ｔｈｅ               ｒｅｐｕｔａｔｉｏｎ               ｏｆ               ｙｏｕｒ               ｐｒｏｐｏｓｅｄ               ｄｅｂｔ-ｒｅｄｕｃｔｉｏｎ               ｃｏｍｐａｎｙ:                Ｌｏｏｋ               ｔｈｅｍ               ｕｐ               ｏｎ               ｒｉｐｏｆｆｒｅｐｏｒｔ.ｃｏｍ. Ｉｆ               ｔｈｅｙ'ｖｅ               ｂｅｅｎ               ｉｎ               ｂｕｓｉｎｅｓｓ               ｆｏｒ               ａｎｙ               ａｍｏｕｎｔ               ｏｆ               ｔｉｍｅ,               ｓｕｒｅｌｙ               ｓｏｍｅｏｎｅ               ｗｉｌｌ               ｈａｖｅ               ｃｏｍｐｌａｉｎｅｄ               ａｂｏｕｔ               ｔｈｅｍ. Ｉｆ               ｔｈｅｙ               ａｒｅ               ｎｏｔ               ｌｉｓｔｅｄ,               ｔｈａｔ               ｉｓ               ｎｏｔ               ｎｅｃｅｓｓａｒｉｌｙ               ｇｏｏｄ               ｎｅｗｓ. Ｔｈｅｙ               ｍａｙ               ｂｅ               ｓｕｃｈ               ａ               ｎｅｗ               ｃｏｎ               ａｒｔｉｓｔ               ｏｒ               ｏｎｅ               ｗｉｔｈ               ａ               ｎｅｗ               ｎａｍｅ               ｔｈａｔ               ｎｏ               ｏｎｅ               ｈａｓ               ｃｏｍｐｌａｉｎｅｄ               ｙｅｔ.Ｇｏｏｇｌｅ               ｔｈｅｉｒ               ｂｕｓｉｎｅｓｓ               ｎａｍｅ. Ｊｕｓｔ               ｔｙｐｅ               ｉｎ               ｔｈｅ               ｎａｍｅ               ｏｆ               ｔｈｅｉｒ               ｂｕｓｉｎｅｓｓ               ｉｎ               ｙｏｕｒ               Ｇｏｏｇｌｅ               ｓｅａｒｃｈ               ｂｏｘ               ａｎｄ               ｓｅｅ               ｉｆ               ａｎｙ               ｃｏｍｐｌａｉｎｔｓ               ｃｏｍｅ               ｕｐ. Ａｇａｉｎ               ｔｈｉｓ               ｉｓ               ｎｏｔ               ｎｅｃｅｓｓａｒｉｌｙ               ｇｏｏｄ               ｎｅｗｓ.                Ｇｏ               ｔｏ               ｂｂｂ.ｏｒｇ. Ｃｌｉｃｋ               ｏｎ               ｔｈｅ               ｎａｔｉｏｎａｌ               ｓｅｃｔｉｏｎ               (ｎｏｔ               ｏｎ               ｙｏｕｒ               ｓｔａｔｅ)               ａｎｄ               ｔｙｐｅ               ｉｎ               ｔｈｅｉｒ               ｎａｍｅ. Ｉｆ               ｉｔ               ｄｏｅｓ               ｎｏｔ               ａｐｐｅａｒ,               ｔｈｅ               ｃｏｍｐａｎｙ               ｉｓ               ｔｏｏ               ｎｅｗ               ｔｏ               ｂｅ               ｒａｔｅｄ               ｂｙ               ｔｈｅ               Ｂｅｔｔｅｒ               Ｂｕｓｉｎｅｓｓ               Ｂｕｒｅａｕ. Ｎｏｗ               ｔｈａｔ'ｓ               ａ               ｐｒｏｂｌｅｍ. Ａ               ｂｒａｎｄ               ｎｅｗ               ｃｏｍｐａｎｙ               ｈａｓ               ｎｏ               ｒｅｌｉａｂｉｌｉｔｙ               ｈｉｓｔｏｒｙ. Ｓｏ               ｄｏｎ'ｔ               ｅｖｅｎ               ｃｏｎｓｉｄｅｒ               ｔｈｅｍ.                Ｉ               ｎｏｔｉｃｅｄ               ｏｎ               ｔｈｅｉｒ               ｗｅｂ               ｓｉｔｅ               ｔｈａｔ               ｔｈｅｙ               ｈａｄ               ｌｏｔｓ               ｏｆ               ｌｉｔｔｌｅ               ｓｙｍｂｏｌｓ               ｒｅｐｒｅｓｅｎｔｉｎｇ               ａｌｌ               ｔｈｅ               ｏｒｇａｎｉｚａｔｉｏｎｓ               ｔｈｅｙ               ｗｅｒｅ               ａｆｆｉｌｉａｔｅｄ               ｗｉｔｈ. Ｏｎｅ               ｏｆ               ｔｈｅｍ               ｗａｓ               ｔｈｅ               Ｂｅｔｔｅｒ               Ｂｕｓｉｎｅｓｓ               Ｂｕｒｅａｕ. Ｓｏ               Ｉ               ｃｌｉｃｋｅｄ               ｏｎ               ｅａｃｈ               ｏｆ               ｔｈｅ               ｏｔｈｅｒ               ｓｙｍｂｏｌｓ               ｗｈｉｃｈ               ｒｅｐｒｅｓｅｎｔｅｄ               ｖａｒｉｏｕｓ               ｃｒｅｄｉｔ               ａｇｅｎｃｉｅｓ               ｔｈａｔ               ｐｏｌｉｃｅｄ               ｔｈｅ               ｉｎｄｕｓｔｒｙ               ａｎｄ               ｏｆ               ｔｈｅ               3               ｄｉｆｆｅｒｅｎｔ               ｓｙｍｂｏｌｓ               ｎｏｔ               1               ｏｎ               ｔｈｅｍ               ｌｉｓｔｅｄ               ｍｙ               ｃｏｍｐａｎｙ               ａｓ               ｂｅｉｎｇ               ａ               ｍｅｍｂｅｒ. Ｈｍｍｍ.                Ｓｏ               Ｉ               ｓｐｏｋｅ               ｔｏ               ａｎ               ｅｍｐｌｏｙｅｅ               ａｎｄ               ａｓｋｅｄ               ｈｉｍ               ｈｏｗ               ｌｏｎｇ               ｈｅ'ｄ               ｂｅｅｎ               ｗｏｒｋｉｎｇ               ｆｏｒ               ｔｈｅ               ｃｏｍｐａｎｙ. Ｈｅ               ｓａｉｄ,               "Ｆｉｆｔｅｅｎ               ｙｅａｒｓ". Ｉ               ａｓｋｅｄ,               "Ｆｏｒ               ｔｈｉｓ               ｐａｒｔｉｃｕｌａｒ               ｃｏｍｐａｎｙ."               "Ｏｈ,               Ｉ'ｖｅ               ｂｅｅｎ               ｉｎ               ｔｈｉｓ               ｉｎｄｕｓｔｒｙ               ｆｏｒ               15               ｙｅａｒｓ,               ｔｈｅｙ'ｒｅ               ａｌｌ               ａｌｉｋｅ."               Ｉ               ａｓｋｅｄ,               "Ｂｕｔ               ｈｏｗ               ｌｏｎｇ               ｆｏｒ               ｔｈｉｓ               ｃｏｍｐａｎｙ."               Ｈｅ               ｍｅｎｔｉｏｎｅｄ               ｓｏｍｅｔｈｉｎｇ               ａｂｏｕｔ               ｉｔ               ｈａｖｉｎｇ               ａ               ｆｏｒｍｅｒ               ｎａｍｅ.                Ｓｏ               Ｉ               ｌｏｏｋｅｄ               ｕｐ               ｔｈｅ               ｆｏｒｍｅｒ               ｎａｍｅ               ｏｎ               ＢＢＢ.ｏｒｇ               ａｎｄ               ｆｏｕｎｄ               ｔｈａｔ               ｔｈｅｙ               ｈａｄ               ａｎ               'Ｆ'               ｒａｔｉｎｇ. Ｉ               ａｌｓｏ               ｆｏｕｎｄ               ｏｕｔ               ｔｈｅｙ               ｈａｄ               ａ               ｐｒｅｖｉｏｕｓ               ｎａｍｅ               ｗｈｉｃｈ               ａｌｓｏ               ｈａｄ               ａｎ               'Ｆ'               ｒａｔｉｎｇ.                Ｓｏ               Ｉ               ｓｐｏｋｅ               ｔｏ               ｔｈｅ               ｅｍｐｌｏｙｅｅ               ａｇａｉｎ               ａｎｄ               ｈｅ               ａｄｍｉｔｔｅｄ               ｔｈａｔ               ｔｈｅｙ               ｈａｄ               ｂｅｅｎ               ｂｏｔｈ               ｏｆ               ｔｈｏｓｅ               ｃｏｍｐａｎｉｅｓ               ｂｕｔ               ｎｏｗ               ｔｈｅｙ               ｈａｄ               ｂｅｅｎ               ｂｏｕｇｈｔ               ｏｕｔ               ｂｙ               "ｔｈｅ               ｗｏｒｌｄ'ｓ               ｌａｒｇｅｓｔ               ａｔｔｏｒｎｅｙ               ｃｏｍｐａｎｙ-Ｆｒａｎｋ               Ｂ               Ｌｅｎｄｅｒ"               ａｎｄ               ｔｈｅｉｒ               ｐｒｏｂｌｅｍｓ               ｗｅｒｅ               ｏｖｅｒ.                Ｉ               ｓｅａｒｃｈｅｄ               ａｎｄ               ｓｅａｒｃｈｅｄ               ｆｏｒ               Ｆｒａｎｋ               Ｂ               Ｌｅｎｄｅｒ               ａｎｄ               ｃｏｕｌｄｎ'ｔ               ｆｉｎｄ               ｈｉｍ. Ｂｕｔ               Ｉ               ｌｏｏｋｅｄ               ｂａｃｋ               ａｔ               ｔｈｅｉｒ               ｆｉｒｓｔ               ｎａｍｅ               ｏｆ               ｔｈｅ               ｃｏｍｐａｎｙ               ａｎｄ               ｉｔ               ｃｏｎｔａｉｎｅｄ               ｔｈｅ               ｌｅｔｔｅｒｓ               ＦＢＬ. Ｔｈｅｙ               ｌｉｅｄ               ｓｏ               ｍｕｃｈ               ｙｏｕ'ｄ               ｔｈｉｎｋ               ｔｈｅｉｒ               ｔｏｎｇｕｅ               ｗｏｕｌｄ               ｆａｌｌ               ｏｕｔ               ｏｆ               ｔｈｅｉｒ               ｍｏｕｔｈ               ｆｒｏｍ               ａｌｌ               ｔｈｅ               ｔｗｉｓｔｉｎｇ               ｉｔ               ｄｏｅｓ.                Ｗａｒｎｉｎｇ                Ｔｈｅｒｅ               ａｒｅ               2               ｔｙｐｅｓ               ｏｆ               ｄｅｂｔ-ｒｅｄｕｃｉｎｇ               ｃｏｍｐａｎｉｅｓ. Ｏｎｅ               ｏｆ               ｔｈｅｍ,               ｔｈｅ               ｐｒｅｆｅｒｒｅｄ               ｏｎｅ,               ｗｉｌｌ               ｎｅｇｏｔｉａｔｅ               ｗｉｔｈ               ｙｏｕｒ               ｃｒｅｄｉｔｏｒｓ,               ｇｅｔ               ｙｏｕｒ               ｉｎｔｅｒｅｓｔ               ｒａｔｅ               ａｎｄ               ｐａｙｍｅｎｔ               ｒｅｄｕｃｅｄ               ａｎｄ               ｐｏｓｓｉｂｌｙ               ｔｈｅ               ｂａｌａｎｃｅ               ｄｕｅ               ａｓ               ｗｅｌｌ. Ｙｏｕ               ｗｉｌｌ               ｔｈｅｎ               ｍａｋｅ               ｏｎｅ               ｍｏｎｔｈｌｙ               ｐａｙｍｅｎｔ               ｔｏ               ｔｈｅｍ               ａｎｄ               ｔｈｅｎ               ｔｈｅｙ               ｗｉｌｌ               ｓｅｎｄ               ａ               ｃｈｅｃｋ               ｔｏ               ｅａｃｈ               ｏｆ               ｙｏｕｒ               ｃｒｅｄｉｔｏｒｓ.                Ｔｈｅ               ｏｔｈｅｒ               ｔｙｐｅ               ｏｆ               ｃｏｍｐａｎｙ               ｄｏｅｓ               ｔｈｅ               ｓａｍｅ               ｔｈｉｎｇ               ｅｘｃｅｐｔ               ｗｈｅｎ               ｔｈｅｙ               ｔａｋｅ               ｙｏｕｒ               ｐａｙｍｅｎｔ               ｔｈｅｙ               ａｃｃｕｍｕｌａｔｅ               ｉｔ               ｉｎ               ｔｈｅｉｒ               "ａｃｃｏｕｎｔ"               ａｎｄ               ａｓ               ｓｏｏｎ               ａｓ               ｔｈｅ               ｂａｌａｎｃｅ               ｉｓ               ｈｉｇｈ               ｅｎｏｕｇｈ               ｔｏ               ｐａｙ               ｏｆｆ               ｔｈｅ               ｃｒｅｄｉｔｏｒ               ｔｈａｔ               ｙｏｕ               ｏｗｅ               ｔｈｅ               ｌｅａｓｔ               ａｍｏｕｎｔ               ｏｆ               ｍｏｎｅｙ               ｔｏ,               ｔｈｅｙ               ｓｅｎｄ               ｔｈａｔ               ｃｒｅｄｉｔｏｒ               ｐａｙｍｅｎｔ               ｉｎ               ｆｕｌｌ               ｗｈｉｌｅ               ｙｏｕｒ               ｏｔｈｅｒ               ｃｒｅｄｉｔｏｒｓ               ｔｗｉｄｄｌｅ               ｔｈｅｉｒ               ｔｈｕｍｂｓ               ｗａｉｔｉｎｇ               ｆｏｒ               ｔｈｅｉｒ               ｔｕｒｎ               ｔｏ               ｇｅｔ               ｐａｉｄ. Ｏｆ               ｃｏｕｒｓｅ,               ｙｏｕｒ               ｌａｒｇｅｓｔ               ｃｒｅｄｉｔｏｒ               ｇｅｔｓ               ｐａｉｄ               ｌａｓｔ,               (ｗｈｉｃｈ               ｍａｙ               ｂｅ               6               ｏｒ               7               ｙｅａｒｓ               ｆｒｏｍ               ｎｏｗ). Ｃｒｅｄｉｔ               ｃａｒｄ               ｃｏｍｐａｎｉｅｓ               ｈａｔｅ               ｔｈｅｓｅ               ｋｉｎｄ               ｏｆ               ｄｅｂｔ-ｒｅｄｕｃｔｉｏｎ               ｃｏｍｐａｎｉｅｓ               ｂｅｃａｕｓｅ               ｔｈｅｙ               ｍａｙ               ｈａｖｅ               ｔｏ               ｗａｉｔ               ｙｅａｒｓ               ｔｏ               ｇｅｔ               ａｎｙ               ｐａｙｍｅｎｔ               ｗｈｅｒｅａｓ               ｔｈｅ               ｏｔｈｅｒ               ｋｉｎｄ               ｏｆ               ｄｅｂｔ-ｒｅｄｕｃｔｉｏｎ               ｃｏｍｐａｎｙ               ｓｅｎｄｓ               ｔｈｅｍ               ｓｏｍｅｔｈｉｎｇ               ｅｖｅｒｙ               ｍｏｎｔｈ. Ａｃｃｏｒｄｉｎｇ               ｔｏ               ｏｎｅ               ｃｒｅｄｉｔ               ｃａｒｄ               ｃｏｍｐａｎｙ               Ｉ               ｓｐｏｋｅ               ｔｏ               ｔｈｅｙ               ｃｏｎｓｉｄｅｒ               ｔｈｉｓ               ｓｅｃｏｎｄ               ｔｙｐｅ               ｏｆ               ｃｏｍｐａｎｙ               ｔｏ               ｂｅ               ｗｏｒｓｅ               ｆｏｒ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｔｈａｎ               ｆｉｌｉｎｇ               ｆｏｒ               ｂａｎｋｒｕｐｔｃｙ.                Ｂｅ               ｃａｒｅｆｕｌ               ｎｏｔ               ｔｏ               ｇｅｔ               ｔｒａｐｐｅｄ               ｂｙ               ｅｉｔｈｅｒ               ｏｎｅ               ｏｆ               ｔｈｅｓｅ               ｔｙｐｅ               ｏｆ               ｃｏｍｐａｎｉｅｓ               ｔｈａｔ               ｍｉｇｈｔ               ｂｅ               ｕｎｓｃｒｕｐｕｌｏｕｓ. Ｉｆ               ｙｏｕ               ｃｈｏｏｓｅ               ｔｈｅ               ｆｉｒｓｔ               ｋｉｎｄ,               ｗｈｉｃｈ               ｙｏｕ               ｓｈｏｕｌｄ,               ｍａｋｅ               ｓｕｒｅ               ｔｈａｔ               ｔｈｅ               ｍｏｎｅｙ               ｒｅａｌｌｙ               ｉｓ               ｇｏｉｎｇ               ｔｏ               ｙｏｕｒ               ｃｒｅｄｉｔｏｒｓ. Ａｆｔｅｒ               ｍａｋｉｎｇ               ｙｏｕｒ               ｆｉｒｓｔ               ｐａｙｍｅｎｔ               ｔｏ               ｔｈｅ               ｄｅｂｔ-ｒｅｄｕｃｔｉｏｎ               ｃｏｍｐａｎｙ,               ｃｈｅｃｋ               ｉｎ               ａ               ｃｏｕｐｌｅ               ｗｅｅｋｓ               ｗｉｔｈ               ｙｏｕｒ               ｃｒｅｄｉｔｏｒｓ               ｔｏ               ｍａｋｅ               ｓｕｒｅ               ｔｈｅｙ               ｇｏｔ               ｔｈｅｉｒ               ｐａｙｍｅｎｔ.                Ａｓ               ａｌｗａｙｓ,               ｔｒｅａｄ               ｖｅｒｙ               ｃａｒｅｆｕｌｌｙ               ｉｎ               ｔｈｉｓ               ｕｎｓｃｒｕｐｕｌｏｕｓ               ｗｏｒｌｄ.

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