2013년 12월 4일 수요일

About 'us state debt'|...of democratic nations above Personally - I'd love for Mexico to wipe its' debt to the US and give the state of Israel a 500 year lease on Baja California. Not going happen. Since 1948...







About 'us state debt'|...of democratic nations above Personally - I'd love for Mexico to wipe its' debt to the US and give the state of Israel a 500 year lease on Baja California. Not going happen. Since 1948...








Arkansas,               officially               nicknamed               "The               Natural               State"               with               its               mountains,               valleys,               dense               woodlands,               plains,               clear               lakes               and               streams,               and               abundant               wildlife,               is               a               popular               tourist               state.

And               with               its               beautiful               scenery,               Arkansas               has               a               mild               climate,               while               still               offering               four               distinct               seasons,               a               high               quality               of               life,               and               a               low               cost               of               living,               making               it               an               attractive               option               for               retirees.

According               to               America's               best               places               to               retire,               the               median               price               of               a               home               in               Arkansas               is               $79,006.

Top               Retirements               reports               a               median               price               of               a               home               of               $168,400               in               the               Lafayette/Rogers/Springdale               area,               with               a               cost               of               living               index               of               85               on               a               national               scale               of               100.

In               Hot               Springs               the               median               home               price               is               $114,000               and               the               cost               of               living               index               is               81.

The               low               cost               of               living               compensates               for               the               relatively               high               state               and               local               tax               burden.

The               Tax               Foundation               ranked               Arkansas               14th               among               the               states               in               terms               of               the               overall               state               and               local               tax               burden               for               2008.
               Arkansas               state               income               tax
               Arkansas               has               a               state               individual               income               tax               with               rates               starting               at               1%               on               the               first               $3,799               of               taxable               income,               up               to               7%               on               taxable               income               over               $31,700.

The               standard               deduction               is               $2,000               for               single,               head               of               household,               married               filing               separately               and               qualifying               widow(er),               and               $4,000               for               married               filing               jointly.
               Social               Security               benefits,               VA               benefits,               workers'               compensation,               unemploy¬ment               compensation,               Railroad               Retire¬ment               benefits               and               related               supple¬mental               benefits               are               exempt               from               Arkansas               state               income               tax.

The               first               $6,000               of               income               you               receive               from               an               employer               sponsored               retirement               plan,               including               disability               retirement               is               exempt.

Also,               if               you               are               over               59               ½,               the               first               $6,000               you               receive               as               a               traditional               IRA               distribution               is               exempt.

Interest               you               receive               on               U.S.,               Arkansas,               or               local               government               bonds               or               other               debt               obligations               is               exempt               from               Arkansas               income               tax.
               Arkansas               property               taxes
               Property               taxes               in               Arkansas               are               levied               by               the               counties,               cities               and               school               districts               on               real               property,               such               as               your               home               and               land,               and               on               certain               personal               property               including               automobiles,               pickup               trucks,               recreational               vehicles,               boats               and               motors,               motorcycles,               and               all-terrain               vehicles.

The               property               tax               is               calculated               as               20%               of               the               true               market               value               times               the               local               millage               rate.

You               can               find               the               local               millage               rates               in               the               State               of               Arkansas               Millage               Report.

The               state               average,               including               school               district               and               city               taxes,               was               46.69               mills               for               2008,               that               is,               $46.69               for               each               $1,000               of               assessed               value               (20%               of               market               value).
               The               assessed               value               of               homesteads               is               not               increased               more               than               5%               above               the               previous               taxable               assessed               value               except               when               you               make               additions               or               substantial               improvements               to               the               property.

After               you               reach               age               65               or               are               disabled,               the               assessed               value               is               capped               at               the               previous               year's               value               unless               improvements               are               made               or               the               property               is               sold.
               Disabled               veterans               are               generally               exempt               from               state               taxes               on               real               and               personal               property.

This               exemption               also               applies               to               widows               or               widowers               who               do               not               remarry,               and               to               dependent               minor               children               of               military               personnel               who               were               killed               in               action,               died               of               service-related               disabilities,               or               who               are               missing               in               action.

All               Arkansas               homeowners               can               receive               up               to               a               $350               homestead               tax               credit               against               the               property               taxes               on               their               principal               residence.
               Arkansas               sales               tax
               Arkansas               has               a               6%               state               sales               tax,               and               according               to               the               Retirement               Living               Information               Center,               city               and               county               sales               taxes               could               add               an               additional               6.5%.

Prescription               drugs               are               exempt               from               sales               tax.

There               is               a               3%               sales               tax               on               food,               and               4.5%               on               natural               gas               and               electricity.

According               to               Bankrate.com,               various               services               are               also               subject               to               sales               tax,               including               wrecker               and               towing               services,               dry               cleaning               and               laundry,               pest               control,               security               and               alarm               monitoring,               self-storage               facilities,               boat               storage               and               docking,               and               pet               grooming               and               kennel               services.
               Arkansas               estate               tax
               There               is               no               inheritance               tax               in               Arkansas.

And               the               Arkansas               estate               tax               is               repealed               in               conjunction               with               the               repeal               of               the               federal               credit               for               state               death               taxes               for               the               estates               of               decedents               dying               on               or               after               January               1,               2005.

For               deaths               prior               to               that               date,               the               state               estate               tax               is               based               on               federal               estate               tax               law.

The               Arkansas               tax               is               equal               to               the               credit               allowed               for               federal               estate               tax               purposes.

Since               the               Arkansas               tax               is               offset               by               the               federal               tax               credit,               there               is               no               additional               estate               tax               burden               on               the               decedent's               estate.
               Sources:
               Arkansas               Individual               Income               Tax               Forms               and               Instructions               -               Arkansas               Department               of               Finance               and               Administration
               Bankrate               -               State               Tax               Roundup               -               Arkansas
               Retirement               Living               Information               Center               -               Taxes               by               State               -               Arkansas
               Tax               Foundation               -               Arkansas'               State               and               Local               Tax               Burden,               1977-2008






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    2013년 12월 3일 화요일

    About 'united states debt to china'|China and the United States debt







    About 'united states debt to china'|China and the United States debt








    There               was               a               time,               not               too               long               ago,               when               the               United               States               had               a               robust               and               growing               economy.

    However,               some               men               decided               that               it               was               time               for               a               war.

    Now,               we               have               all               heard               that               old               saying               that               "When               the               economy               is               bad,               start               a               war."               It               was               clear               to               some               that               at               the               end               of               the               Clinton               Presidency               that               the               economy               was               going               to               suffer               a               down               turn,               but               nobody               could               conceive               of               how               bad               it               would               get               after               911               and               into               the               wars               with               Iraq               and               Afghanistan.

    Now,               the               United               States               finds               itself               in               debt               to               rich               bankers               and               other               countries,               such               as               China.

    A               country               which               is               not               friendly               to               the               U.S.

    even               though               we               have               afforded               them               "Most               Favored               Nation"               status,               and               we               import               almost               every               product               we               use               from               the               Communist               country.

    It               has               been               estimated               that               the               war               in               Iraq               alone               is               costing               the               American               tax               payers               approximately               $200               Million               a               day.

    The               country               has               a               national               deficit               of               $9               Trillion               dollars;               yes               that               is               Trillion               with               a               T.
                   Actually,               if               the               dollar               were               worth               what               it               once               was               the               debt               would               really               only               be               about               $4.5               Trillion,               but               the               dollar               has               lost               much               of               its               value               due               to               the               Fed               trying               to               keep               it               afloat.

    Nevertheless,               what               we               find               is               that               while               the               administration               is               conducting               multiple               wars               and               speaking               of               engaging               in               others,               they               are               not               taking               care               of               the               U.S.

    citizens.

    One               issue               comes               to               mind,               and               that               is               the               SCHIP               legislation               which               was               vetoed               by               President               Bush.
                   The               SCHIP               would               have               provided               healthcare               to               those               that               fall               through               the               cracks               in               the               healthcare               system.

    These               are               the               people               that               earn               too               much               to               qualify               for               social               programs,               but               do               not               earn               enough               to               pay               the               high               cost               of               healthcare.

    I               must               admit               that               I               do               fall               into               this               category               and               it               is               quite               frustrating               to               see               that               illegal               aliens               can               get               free               assistance               from               my               own               government,               but               I               cannot               even               get               a               little               help               in               paying               for               my               healthcare               premiums.

    Another               sticking               point               for               me               is               that               we               are               spending               Trillions               of               dollars               to               kill               people               in               another               country,               but               we               will               not               spend               a               few               billion               to               help               people               here               at               home.

    Priorities               seem               to               be               a               little               skewed               lately               and               the               American               people               are               beginning               to               get               wise               to               it.
                   In               times               past,               it               seemed               that               a               good               war               was               always               good               for               the               economy.

    World               War               II               for               example               was               a               large               contributing               factor               in               achieving               monumental               fiscal               growth               following               the               Depression               of               the               1930s.

    However,               something               has               changed               in               the               dynamic               equation               and               it               does               not               seem               to               be               working               this               time.

    I               believe               it               has               to               do               with               the               corporations               and               the               bankers               which               are               profiteering               from               these               wars,               yet               the               American               people               are               seeing               no               benefit               from               this               because               all               of               the               jobs               are               outsourced               to               other               nations               and               the               money               cannot               find               its               way               into               our               economy.
                   These               are               some               very               greedy               and               unscrupulous               people               which               are               destroying               this               great               country               for               mere               profits.

    The               American               people               need               to               awaken               and               see               how               they               have               been               deceived               and               swindled               by               the               bankers               and               the               rogue               corporations               which               only               trade               in               human               suffering,               slave               labor,               and               the               accoutrements               of               war.
                   Sources
                   Website               -               Zfacts               (National               Debt               Counter)               
                   http://zfacts.com/p/461.html
                   Website               -               MSNBC               (Cost               of               Iraq               War)               
                   http://www.msnbc.msn.com/id/11880954/
                   Website               -               Forbes               (Dollar               Devaluation)               
                   http://www.forbes.com/2005/04/07/cz_0407oxan_housing.html
                   Website               -               Economic               Policy               Institute               (China               and               the               Dollar/               Job               Losses               in               U.S.

    Linked               Directly               to               China)               
                   http://www.epinet.org/content.cfm?id=2674
                   Website               -               NPR               (SCHIP)               
                   http://www.npr.org/templates/story/story.php?storyId=15835063
                   War               Profiteers
                   Website               -               Halliburton               Watch               (Halliburton)               
                   http://www.halliburtonwatch.org/
                   Website               -               Corp               Watch               (DynCorp)               
                   http://www.corpwatch.org/article.php?list=type&type=18
                   Website               -               Blackwater               Book               (Blackwater)               
                   http://www.blackwaterbook.com/






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    About 'us debt problem'|Chinese Ownership of US Debt - Facing The Problem







    About 'us debt problem'|Chinese Ownership of US Debt - Facing The Problem








                   What               is               Debt               ceiling?

    How               does               that               effect               your               personal               Debt               management?
                   Can               you               payoff               Credit               Card               Debt               or               other               debts               or               even               do               Debt               consolidation               regardless               of               any               changes               that               might               occur?
                   If               you               have               been               watching               the               news!

    the               words               "Debt               ceiling"               has               been               coming               up               with               great               frequency               and               suggests               larger               Debt               problems               in               the               USA.

    Does               that               spell               into               greater               problems               for               the               US               economy?

    How               about               the               Canadian               economy?
                   The               answer               to               that               is               as               usual,               it               depends.

    Let               us               look               at               it               from               a               personal               finances               point               of               view.
                   Is               there               a               Debt               ceiling               for               personal               Debt?

    more               importantly,               should               you               have               a               Debt               ceiling               for               you               personal               finances?

    the               answer               to               those               questions               is               a               big               YES.
                   How               do               you               find               out               what               it               is?

    Calculate               your               Debt               to               income               ratio.
                   This               is               not               a               simple               answer.

    Is               it?

    Well,               let               us               try               to               simplify               this;               ask               yourself,               if               you               go               to               the               Bank               and               ask               for               additional               Credit               facility,               would               the               bank               extend               your               credit               or               deny               it?

    and               why               would               they               accept               or               deny               the               request               for               additional               Credit?
                   The               Bank               will               do               an               assessment               of               your               total               current               Debts               ,               get               an               idea               of               your               Expenses               and               compare               it               to               your               Income               and               Assets.
                   Here               are               quick               ways               for               you               to               get               a               quick               answer
                   Are               you               making               only               minimum               payments               on               your               credit               card?

    Are               you               able               to               payoff               Debts               that               you               are               currently               carrying               within               a               planned               period               of               time?

    Are               you               getting               calls               from               collection               agencies?

    Has               any               change               occurred               in               your               job               situation?

    Has               any               change               occurred               in               your               personal               life?

    If               you               answered               Yes               to               any               of               the               above,               raise               (1)               one               flag.
                   If               you               answered               Yes               to               more               than               one               of               the               above               then               raise               (2)               two               flags.
                   You               get               the               idea.
                   So               how               does               the               economy               effect               your               personal               situation?

    well,               if               we               keep               increasing               the               size               of               the               Debt               our               long               term               ability               to               get               rid               of               this               Debt               becomes               less               viable.

    It               is               like               your               personal               health,               if               you               keep               buying               larger               size               dresses               or               pants               to               fit               your               new               weight               increase,               then               your               ability               to               shed               off               this               weight               gets               harder.

    Personal               debt               is               no               different.
                   Initially,               Debt               amounts               may               seem               manageable,               the               Debt               problem               gets               worse               as               interest               keeps               adding               up.
                   For               you               to               keep               on               top               of               your               financial               situation,               use               redly               available               tools               that               helps               you               track               your               Debts               like               a               self               help               work               sheet               ,               use               the               link               for               one               we               put               together.
                   Or               use               on-line               tools               that               provide               a               good               estimate               if               there               is               a               change               in               the               amount               of               Debt,               increase               in               interest               rates,               even               what               would               be               a               good               amount               to               pay               monthly               on               your               Debts,               try               our               free               Debt               Calculator.
                   Debt               Ceiling               is               a               measure               for               your               own               ability               to               handle               your               Debts               and               particularly               the               unsecured               Debt.

    Set               your               own               limit               and               ceiling               as               it               pertains               to               your               own               situation.

    when               in               doubt               talk               to               the               experts               in               Debt               Management               and               take               advantage               on               any               free               counseling               and               assessments.






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    6. radioequalizer.blogspot.com/   08/15/2011
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    7. josephtanega.blogspot.com/   07/21/2011
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    11. Us Debt Problem - Blog Homepage Results

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