About 'debt to the penny'|Is The #OWS StrikeDebt Movement The Way To Go For Debt Forgiveness

Ｂｙ               ｎｏｗ,               ｍａｎｙ               ｐｅｏｐｌｅ               ａｒｅ               ａｗａｒｅ               ｏｆ               ｔｈｅ               ｓｏ-ｃａｌｌｅｄ               Ｎｉｇｅｒｉａｎ               ｍｏｎｅｙ               ｓｃａｍｓ               ａｎｄ               ｉｆ               ｙｏｕｒ               ｅ-ｍａｉｌ               ｐｒｏｖｉｄｅｒ               ｈａｓ               ａｎ               ｅｆｆｅｃｔｉｖｅ               ｆｉｌｔｅｒ,               ｉｔ               ｐｒｏｂａｂｌｙ               ｐｒｅｖｅｎｔｓ               ｙｏｕｒ               ｉｎｂｏｘ               ｆｒｏｍ               ｒｅｃｅｉｖｉｎｇ               ｓｕｃｈ               ｎｏｎｓｅｎｓｅ.

Ｕｎｆｏｒｔｕｎａｔｅｌｙ,               ｓｏｍｅ               ｏｆ               ｕｓ               ａｒｅｎ'ｔ               ｓｏ               ｌｕｃｋｙ.

Ｗｈｉｌｅ               ｍａｎｙ               ｏｆ               ｔｈｅ               ｅ-ｍａｉｌｓ               ａｒｅ               ｓｏ               ｂｌａｔａｎｔｌｙ               ａｂｓｕｒｄ               ｔｈａｔ               ｔｈｅｙ               ｓｈｏｕｌｄｎ'ｔ               ｆｏｏｌ               ａｎｙｏｎｅ,               ｙｏｕ               ｈａｖｅ               ｔｏ               ｗｏｎｄｅｒ               ｉｆ               ｔｈｅｙ'ｒｅ               ｓｔｉｌｌ               ｄｅｃｅｉｖｉｎｇ               ｓｏｍｅ               ｐｅｏｐｌｅ               ｓｉｎｃｅ               ｔｈｅ               ｅ-ｍａｉｌｓ               ｃｏｎｔｉｎｕｅ               ｔｏ               ａｒｒｉｖｅ.

Ｉｔ               ｓｈｏｕｌｄ               ｂｅ               ｏｂｖｉｏｕｓ               ｔｏ               ａ               ｌｏｔ               ｏｆ               ｐｅｏｐｌｅ               ｔｈａｔ               ｉｔ'ｓ               ａ               ｓｃａｍ               ｅ-ｍａｉｌ               ｗｈｅｎ               ｔｈｅ               ｓｅｎｄｅｒ               ｐｒｏｕｄｌｙ               ａｎｎｏｕｎｃｅｓ               ｈｅ'ｓ               ｆｒｏｍ               ｓｏｍｅ               ｃｏｕｎｔｒｙ               ｉｎ               Ａｆｒｉｃａ               ａｎｄ               ｉｔ'ｓ               ｓｏｍｅｂｏｄｙ               ｙｏｕ               ｄｏｎ'ｔ               ｋｎｏｗ.

Ｗｈａｔ'ｓ               ｒｅａｌｌｙ               ｏｄｄ               ｉｓ               ｈｏｗ               ｂｏｌｄ               ｍａｎｙ               ｏｆ               ｔｈｅｍ               ａｒｅ               ｇｅｔｔｉｎｇ.

Ａ               ｒｅｃｅｎｔ               ｅ-ｍａｉｌ               ｆｒｏｍ               ａ               ｂａｎｋ               ｃｌａｉｍｉｎｇ               ｔｏ               ｂｅ               ｉｎ               Ｇｈａｎａ               ａｎｎｏｕｎｃｅｓ               ｔｈａｔ               ｉｔ               ｈａｄ               $3.2               ｍｉｌｌｉｏｎ               ｆｏｒ               ｔｈｅ               ｒｅｃｉｐｉｅｎｔ               ａｎｄ               ｄｅｍａｎｄｅｄ               ｔｏ               ｋｎｏｗ               ｔｈｅ               ｎａｍｅ               ａｎｄ               ａｄｄｒｅｓｓ               ｏｆ               ｈｉｓ               ｂａｎｋ               ａｎｄ               ｈｉｓ               ａｃｃｏｕｎｔ               ｎｕｍｂｅｒ.

Ｉｎ               ａｄｄｉｔｉｏｎ,               ｔｈｅ               ｅ-ｍａｉｌ               ｅｖｅｎ               ｄｅｍａｎｄｅｄ               ａ               ｃｏｐｙ               ｏｆ               ｈｉｓ               ｐａｓｓｐｏｒｔ               ａｎｄ               ｄｒｉｖｅｒ'ｓ               ｌｉｃｅｎｓｅ.

Ｗｈｏ,               ｉｎ               ｔｈｅｉｒ               ｒｉｇｈｔ               ｍｉｎｄ,               ｗｏｕｌｄ               ｃｏｍｐｌｙ               ｗｉｔｈ               ｔｈｅｓｅ               ｋｉｎｄ               ｏｆ               ｄｅｍａｎｄｓ?

Ｔｈｅ               ｅ-ｍａｉｌ               ｍｅｓｓａｇｅ               ｐｕｒｐｏｒｔｓ               ｔｏ               ｂｅ               ｆｒｏｍ               ｔｈｅ               "Ｈｅａｄ               ｏｆ               Ｔｒｅａｓｕｒｙ"               ｉｎ               Ｇｈａｎａ,               ａｎｄ               ｗａｒｎｓ               ｔｈａｔ               "ｗｅ               ｄｏｎ'ｔ               ｈａｖｅ               ｔｉｍｅ               ｔｏ               ｗａｓｔｅ               ｄｕｅ               ｔｏ               ｗｏｒｋ               ｐｒｅｓｓｕｒｅ               ｏｎ               ｕｓ."               Ｄｏｅｓ               ａｎｙｏｎｅ               ｔｈｉｎｋ               ｔｈｅｙ'ｒｅ               ｇｏｉｎｇ               ｔｏ               ｒｅｃｅｉｖｅ               $3.2               ｍｉｌｌｉｏｎ               ｖｉａ               "Ｓｗｉｆｔ               Ｔｒａｎｓｆｅｒ,"               ｕｎｄｅｒ               ｔｈｅｓｅ               ｋｉｎｄ               ｏｆ               ｃｏｎｄｉｔｉｏｎｓ?

Ｗｈｙ               ｗｏｕｌｄ               ａｎｙｏｎｅ               ｇｉｖｅ               ａｗａｙ               $3.2               ｍｉｌｌｉｏｎ?
               Ｗｈｉｌｅ               ｔｈｅ               Ｇｈａｎａ               ｅ-ｍａｉｌ               ｉｓ               ａ               ｆａｉｒｌｙ               ｔｒａｎｓｐａｒｅｎｔ               ｓｃａｍ,               ｗｈａｔ               ａｂｏｕｔ               ｔｈｅ               ｒｅｃｅｎｔ               ＩＲＳ               ｐｈｉｓｈｉｎｇ               ｓｃａｍ?

Ａｐｐａｒｅｎｔｌｙ               ｓｏｍｅｏｎｅ               ｗｉｔｈ               ｔｈｅ               ａｂｉｌｉｔｙ               ｔｏ               ｃｕｔ               ａｎｄ               ｐａｓｔｅ               ｇｒａｐｈｉｃｓ               ｆｒｏｍ               ｔｈｅ               ｏｆｆｉｃｉａｌ               ＩＲＳ               ｗｅｂ               ｓｉｔｅ,               ｃｏｎｃｏｃｔｅｄ               ａ               ｓｃａｍ               ｉｎ               ｗｈｉｃｈ               ｅ-ｍａｉｌｓ               ｗｅｒｅ               ｓｅｎｔ               ｏｕｔ               ｔｏ               ｓｏｍｅ               ｓｏｒｔ               ｏｆ               ｌｉｓｔ               ｉｎ               ｗｈｉｃｈ               ｔｈｅ               ＩＲＳ               ｃｌａｉｍｅｄ               ｔｈａｔ,               "ｂａｓｅｄ               ｏｎ               ｙｏｕｒ               ｆｉｓｃａｌ               ａｃｔｉｖｉｔｙ,               ｙｏｕ               ｗｅｒｅ               ｅｎｔｉｔｌｅｄ               ｔｏ               ａ               $995.00               ｒｅｆｕｎｄ,"               ｓｉｍｐｌｙ               ｂｙ               ｆｉｌｌｉｎｇ               ｏｕｔ               ａ               ｆｏｒｍ,               ｗｈｉｃｈ               ｗａｓ               ｒｅｔｕｒｎｅｄ               ｔｏ               ａｎ               ｅ-ｍａｉｌ               ａｄｄｒｅｓｓ               ｔｈａｔ               ｃｌｅａｒｌｙ               ｗａｓｎ'ｔ               ｏｎｅ               ｂｅｌｏｎｇｉｎｇ               ｔｏ               ｔｈｅ               ＩＲＳ.

Ｓｕｒｅｌｙ               ｍｏｓｔ               ｐｅｏｐｌｅ               ｄｏｎ'ｔ               ｔｈｉｎｋ               ｔｈｅ               ＩＲＳ               ｉｓ               ｉｎ               ｔｈｅ               ｂｕｓｉｎｅｓｓ               ｏｆ               ｍｏｎｉｔｏｒｉｎｇ               ｙｏｕｒ               "ｆｉｓｃａｌ               ａｃｔｉｖｉｔｙ"               ａｎｄ               ｄｅｔｅｒｍｉｎｉｎｇ               ｗｈｅｎ               ｓｏｍｅｏｎｅ               ｄｅｓｅｒｖｅｓ               ａ               ｒｅｆｕｎｄ!

Ａ               ｄｅａｄ               ｇｉｖｅａｗａｙ               ｏｎ               ｔｈｅ               ｐｈｏｎｙ               ｆｏｒｍ               ｙｏｕ'ｒｅ               ａｓｋｅｄ               ｔｏ               ｃｏｍｐｌｅｔｅ               ｉｎ               ｏｒｄｅｒ               ｔｏ               ｇｅｔ               ｙｏｕｒ               $995.00               ｉｓ               ｔｈｅ               ｒｅｑｕｅｓｔ               ｆｏｒ               ｙｏｕｒ               ｄｒｉｖｅｒ'ｓ               ｌｉｃｅｎｓｅ               ｎｕｍｂｅｒ.
               Ｗｈｙ               ｍｅｎｔｉｏｎ               ｔｈｅ               ＮＩｇｅｒｉａｎ               ｍｏｎｅｙ               ｓｃａｍｓ,               ｔｈｅ               ｐｈｉｓｈｉｎｇ               ｓｃａｍｓ,               ｏｒ               ｔｈｅ               ｐｈｏｎｙ               ｌｏｔｔｅｒｉｅｓ               ｉｆ               ｔｈｅｒｅ               ｈａｖｅ               ｂｅｅｎ               ａ               ｎｕｍｂｅｒ               ｏｆ               ｗａｒｎｉｎｇｓ               ｐｕｔ               ｏｕｔ               ｔｈｅｒｅ               ａｂｏｕｔ               ｔｈｉｓ               ａｌｒｅａｄｙ?

Ｂｅｃａｕｓｅ               ｔｈｅｒｅ               ａｒｅ               ｓｏ               ｍａｎｙ               ｖａｒｉａｔｉｏｎｓ               ｏｆ               ｔｈｅｓｅ               ｓｃａｍｓ,               ｉｔ'ｓ               ｗｏｒｔｈｗｈｉｌｅ               ｔｏ               ｅｘａｍｉｎｅ               ｗｈａｔ               ｔｈｅｙ               ａｌｌ               ｈａｖｅ               ｉｎ               ｃｏｍｍｏｎ               ｉｎ               ｏｒｄｅｒ               ｔｏ               ｒｅｍａｉｎ               ｉｍｍｕｎｅ               ｔｏ               ｔｈｅ               ｔｅｍｐｔａｔｉｏｎ               ｔｏ               ｆａｌｌ               ｆｏｒ               ｏｎｅ               ｏｆ               ｔｈｅｍ.

Ａ               ｎｕｍｂｅｒ               ｏｆ               ｅ-ｍａｉｌ               ｓｃａｍｓ               ｈａｖｅ               ｎｏｗ               ｂｒａｎｃｈｅｄ               ｏｕｔ               ｉｎｔｏ               ｏｎｌｉｎｅ               ｌｏａｎｓ,               ｃｈａｒｉｔｙ               ｄｏｎａｔｉｏｎｓ,               ａｎｄ               ｇｏｖｅｒｎｍｅｎｔ               ｇｒａｎｔｓ.

Ａｌｌ               ｙｏｕ               ｈａｖｅ               ｔｏ               ｄｏ               ｉｓ               ｐｒｏｖｉｄｅ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ,               ａｎｄ               ａｌｌ               ｔｈｉｓ               ｌａｒｇｅｓｓｅ               ｃａｎ               ｂｅｃｏｍｅ               ｙｏｕｒｓ.

Ｉｔ               ｉｓｎ'ｔ               ａｌｗａｙｓ               ｎｅｃｅｓｓａｒｙ               ｔｏ               ｐｒｏｖｉｄｅ               ａ               ｂａｎｋ               ａｃｃｏｕｎｔ               ｏｒ               ｓｏｃｉａｌ               ｓｅｃｕｒｉｔｙ               ｎｕｍｂｅｒ.

Ｉｆ               ｔｈｅｙ               ｇｅｔ               ｙｏｕｒ               ｎａｍｅ               ａｎｄ               ａｄｄｒｅｓｓ,               ａｎｄ               ｅｎｏｕｇｈ               ｏｔｈｅｒ               ｉｎｆｏｒｍａｔｉｏｎ               ａｂｏｕｔ               ｙｏｕ               ｔｈａｔ               ｍａｙ               ｓｅｅｍ               ｉｒｒｅｌｅｖａｎｔ,               ｊｕｓｔ               ｒｅｍｅｍｂｅｒ               ｔｈａｔ               ｉｔ               ｍａｙ               ｂｅ               ｐｅｒｆｅｃｔｌｙ               ｒｅｌｅｖａｎｔ               ｔｏ               ｓｏｍｅｏｎｅ               ｔｈｅ               ｃｏｎ               ａｒｔｉｓｔ               ｉｓ               ｔａｌｋｉｎｇ               ｔｏ,               ｔｒｙｉｎｇ               ｔｏ               ｃｏｎｖｉｎｃｅ               ｔｈａｔ               ｓｏｍｅｏｎｅ               ｔｈａｔ               ｔｈｅｙ'ｒｅ               ＹＯＵ!
               Ｉｔ               ｉｓ               ｄｉｓｔｕｒｂｉｎｇ               ｈｏｗ               ｍａｎｙ               ｓｐａｍ               ｅ-ｍａｉｌｓ               ｏｆ               ｔｈｉｓ               ｔｙｐｅ               ｃａｎ               ｂｙｐａｓｓ               ｓｏｍｅ               ｏｆ               ｔｈｅ               ｂｅｓｔ               ｓｐａｍ               ｂｌｏｃｋｉｎｇ               ｓｏｆｔｗａｒｅ               ｏｕｔ               ｔｈｅｒｅ,               ｗｈｉｃｈ               ｏｕｇｈｔ               ｔｏ               ｇｉｖｅ               ｔｈｅ               ｒｅｃｉｐｉｅｎｔ               ａ               ｍｉｌｄ               ｃｈｉｌｌ               ｔｏ               ｋｎｏｗ               ｔｈａｔ               ｓｏｍｅｏｎｅ               ｏｕｔ               ｔｈｅｒｅ               ｈａｓ               ｔｈｅ               ｓｏｐｈｉｓｔｏｃａｔｉｏｎ               ｎｅｃｅｓｓａｒｙ               ｔｏ               ｏｕｔｆｏｘ               ｙｏｕｒ               ｉｎｔｅｒｎｅｔ               ｐｒｏｖｉｄｅｒ.

Ｔｈｅ               ｆｉｒｓｔ               ｔｈｉｎｇ               ｙｏｕ               ｓｈｏｕｌｄ               ｄｏ,               ｉｓ               ｗｈｅｎ               ｙｏｕ               ｌｏｏｋ               ａｔ               ｙｏｕｒ               ｉｎｂｏｘ,               ｓｅｅ               ｉｆ               ｙｏｕ               ｃａｎ               ｓｅｅ               ｗｈｏ               ｔｈｅ               ｓｅｎｄｅｒ               ｉｓ,               ｏｒ               ｗｈｏ               ｔｈｅｉｒ               ｉｎｔｅｎｄｅｄ               ｒｅｃｉｐｉｅｎｔ               ｉｓ.

Ｉｎ               ｍａｎｙ               ｃａｓｅｓ,               ｉｔ'ｓ               ａｍａｚｉｎｇ               ｈｏｗ               ｍａｎｙ               ｏｆ               ｔｈｅｓｅ               ｓｃａｍ               (ａｎｄ               ａｌｓｏ               ｓｐａｍ)               ｅ-ｍａｉｌｓ               ａｒｅ               ｓｅｎｔ               ｔｏ               "ｕｎｄｉｓｃｌｏｓｅｄ               ｒｅｃｉｐｉｅｎｔｓ,"               ｍｅａｎｉｎｇ               ｔｈｅｙ               ｓｏｍｅｈｏｗ               ｈａｖｅ               ａｃｃｅｓｓ               ｔｏ               ｙｏｕｒ               ｉｎｔｅｒｎｅｔ               ｐｒｏｖｉｄｅｒ'ｓ               ｓｅｒｖｅｒ               ｗｉｔｈｏｕｔ               ｔｈｅｉｒ               ｃｏｎｓｅｎｔ.

Ｉｎ               ｓｏｍｅ               ｃａｓｅｓ,               ｙｏｕｒ               ｎａｍｅ               ｍｉｇｈｔ               ｈａｖｅ               ｂｅｅｎ               ｓｏｌｄ               ｔｏ               ａ               ｔｈｉｒｄ               ｐａｒｔｙ,               ｕｎｋｎｏｗｉｎｇｌｙ,               ｉｆ               ｙｏｕ               ｅｖｅｒ               ｂｏｕｇｈｔ               ａ               ｐｒｏｄｕｃｔ               ｆｒｏｍ               ｓｏｍｅｏｎｅ               ｏｎｌｉｎｅ               ａｎｄ               ａｇｒｅｅｄ               ｔｏ               ｏｐｔ               ｉｎ               ｔｏ               ｔｈｅｉｒ               ｍａｉｌｉｎｇ               ｌｉｓｔ               ｉｎ               ｏｒｄｅｒ               ｔｏ               ｂｅ               ｎｏｔｉｆｉｅｄ               ｏｆ               ｆｕｔｕｒｅ               ｏｆｆｅｒｓ.

Ｉｔ'ｓ               ｌａｕｇｈａｂｌｅ               ｈｏｗ               ｍａｎｙ               ｏｆ               ｔｈｅｓｅ               ｓｃａｍ               ｅ-ｍａｉｌｓ               ｃｌａｉｍ               ｙｏｕ'ｖｅ               ｉｎｈｅｒｉｔｅｄ               ｍｉｌｌｉｏｎｓ               ｏｆ               ｄｏｌｌａｒｓ               ｆｒｏｍ               ｓｏｍｅ               ａｃｃｏｕｎｔ               ｏｖｅｒ               ｉｎ               Ｎｉｇｅｒｉａ               ｏｒ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｋｉｎｇｄｏｍ               ａｎｄ               ｓｏｍｅ               ａｔｔｏｒｎｅｙ               ｏｖｅｒ               ｔｈｅｒｅ               ｗａｎｔｓ               ｔｏ               ｓｈａｒｅ               ｔｈｅ               ｍｏｎｅｙ               ｗｉｔｈ               ｙｏｕ               ｉｆ               ｙｏｕ'ｌｌ               ｊｕｓｔ               ｃｌａｉｍ               ｔｏ               ｂｅ               ｔｈｅ               ｂｅｎｅｆｉｃｉａｒｙ.

Ｅｖｅｎ               ｍｏｒｅ               ｌａｕｇｈａｂｌｅ               ｉｓ               ｗｈｅｎ               ａｎｏｔｈｅｒ               ｉｎｄｉｖｉｄｕａｌ               ｗａｓ               ｔｏｌｄ               ｈｉｓ               ｅ-ｍａｉｌ               ａｄｄｒｅｓｓ               ｈａｄ               ｗｏｎ               ｔｈｅ               ｌｏｔｔｅｒｙ               ｉｎ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｋｉｎｇｄｏｍ,               ｗｈｅｎ               ｔｈｅ               ｓｅｎｄｅｒ               ｈａｄ               ｓｅｎｔ               ｔｈｅ               ｅｘａｃｔ               ｓａｍｅ               ｅ-ｍａｉｌ               ｔｏ               ａｂｏｕｔ               ａ               ｄｏｚｅｎ               ｏｔｈｅｒ               ｅ-ｍａｉｌ               ａｄｄｒｅｓｓｅｓ,               ａｌｌ               ｄｉｓｃｌｏｓｅｄ               ｏｎ               ｔｈｅ               ａｄｄｒｅｓｓｅｅ               ｌｉｎｅ.
               Ｆｏｒ               ａｎｙｏｎｅ               "ｆｏｒｔｕｎａｔｅ"               ｅｎｏｕｇｈ               ｔｏ               ｈａｖｅ               ｉｎｈｅｒｉｔｅｄ               ｍｉｌｌｉｏｎｓ               ｉｎ               ａ               ＮＩｇｅｒｉａｎ               ｂａｎｋ               ａｃｃｏｕｎｔ,               ｏｒ               ｗｏｎ               ｍｉｌｌｉｏｎｓ               ｉｎ               ａ               ＵＫ               ｌｏｔｔｅｒｙ,               ｔｈｅ               ｎｅｘｔ               ｓｔｅｐ               ｆｏｒ               ｔｈｏｓｅ               ｗｈｏ               ｐｌａｙ               ａｌｏｎｇ               ｗｉｔｈ               ｔｈｉｓ,               ｉｓ               ｕｓｕａｌｌｙ               ｔｏ               ｓｅｎｄ               ｓｏｍｅ               ｋｉｎｄ               ｏｆ               ａｄｖａｎｃｅ               ｆｅｅ               ｔｏ               ｅｉｔｈｅｒ               ｃｏｖｅｒ               ｓｕｃｈ               "ｃｏｓｔｓ"               ａｓ               ｔａｘｅｓ,               ｓｅｃｕｒｉｔｙ               ｋｅｅｐｉｎｇ               ｆｅｅｓ,               ｄｅｍｕｒｒａｇｅ,               ｏｒ               ｗｈａｔｅｖｅｒ               ｏｔｈｅｒ               ｌｏｇｉｃａｌ               ｓｏｕｎｄｉｎｇ               "ｃｏｓｔ"               ｃｏｍｅｓ               ｔｏ               ｍｉｎｄ.

Ｔｈｅ               ｓｃａｍ               ｉｓ               ｓｉｍｐｌｙ               ｔｏ               ｋｅｅｐ               ａｓｋｉｎｇ               ｆｏｒ               ｍｏｒｅ               ｆｅｅｓ               ｕｎｔｉｌ               ｔｈｅ               ｐｏｏｒ,               ｕｎｓｕｓｐｅｃｔｉｎｇ               ｓｏｕｌ               ｅｉｔｈｅｒ               ｒｕｎｓ               ｏｕｔ               ｏｆ               ｍｏｎｅｙ               ｏｒ               ｃａｎ'ｔ               ｐｌａｙ               ａｌｏｎｇ               ａｎｙ               ｍｏｒｅ.

Ｔｈｉｓ               ｉｓ               ｔｈｅ               ｃｌａｓｓｉｃ               ａｄｖａｎｃｅ               ｆｅｅ               ｆｒａｕｄ.

Ｔｈｅ               ｏｔｈｅｒ               ｓｉｄｅ               ｏｆ               ｔｈｉｓ,               ｉｓ               ｇｅｔｔｉｎｇ               ｙｏｕ               ｔｏ               ｇｉｖｅ               ｏｕｔ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ               ｓｕｃｈ               ａｓ               ｙｏｕｒ               ｐａｓｓｐｏｒｔ               ｏｒ               ｄｒｉｖｅｒ'ｓ               ｌｉｃｅｎｓｅ               ｏｒ               ｂａｎｋ               ａｃｃｏｕｎｔ               ｓｏ               ｔｈａｔ               ｉｄｅｎｔｉｔｙ               ｔｈｅｆｔ               ｃａｎ               ｂｅ               ｃｏｍｍｉｔｔｅｄ,               ｏｒ               ｙｏｕｒ               ｂａｎｋ               ａｃｃｏｕｎｔ               ｃａｎ               ｂｅ               ｅｍｐｔｉｅｄ.
               Ａ               ｌｏｔ               ｏｆ               ｙｏｕ               ｍａｙ               ｂｅ               ｔｈｉｎｋｉｎｇ,               "ｔｈｉｓ               ｉｓ               ｓｏ               ｏｂｖｉｏｕｓ;               Ｉ               ｗｏｕｌｄ               ｎｅｖｅｒ               ｆａｌｌ               ｆｏｒ               ｓｕｃｈ               ｓｃａｍｓ."               Ｔｈｅｒｅ               ａｒｅ               ｓｔｉｌｌ               ａ               ｆｅｗ               ｌｅｓｓｏｎｓ               ｗｅ               ｃａｎ               ｌｅａｒｎ               ｆｒｏｍ               ｔｈｅ               ｍｏｒｅ               ｏｂｖｉｏｕｓ               ｓｃａｍｓ               ｗｅ'ｖｅ               ｊｕｓｔ               ｄｉｓｃｕｓｓｅｄ.

Ｗｈｉｌｅ               ａ               ｎｕｍｂｅｒ               ｏｆ               ｅ-ｍａｉｌ               ｐｒｏｖｉｄｅｒｓ               ｈａｖｅ               ｇｏｔｔｅｎ               ｍｏｒｅ               ｓｏｐｈｉｓｔｏｃａｔｅｄ               ａｔ               ｓｈｕｔｔｉｎｇ               ｄｏｗｎ               ｔｈｉｓ               ｋｉｎｄ               ｏｆ               ｊｕｎｋ               ｍａｉｌ               ｗｉｔｈ               ｓｐａｍ               ｆｉｌｔｅｒｓ,               ｔｈｅ               ｓｐａｍｍｅｒｓ               ｈａｖｅ               ａｌｓｏ               ｇｏｔｔｅｎ               ｍｏｒｅ               ｓｏｐｈｉｓｔｏｃａｔｅｄ.

Ａｎｙ               ｔｉｍｅ               ｙｏｕ               ｇｉｖｅ               ｏｕｔ               ｉｎｆｏｒｍａｔｉｏｎ               ｔｏ               ｓｏｍｅｏｎｅ               ｏｎｌｉｎｅ,               ｅｖｅｎ               ｉｆ               ｉｔ'ｓ               ａ               ｂｕｓｉｎｅｓｓ               ｏｒ               ｅｎｔｉｔｙ               ｔｈａｔ               ｙｏｕ               ｔｒｕｓｔ,               ｙｏｕ               ｎｅｅｄ               ｔｏ               ｋｎｏｗ               ｉｆ               ｔｈａｔ               ｂｕｓｉｎｅｓｓ               ｉｓ               ｇｉｖｉｎｇ               ｏｕｔ               ｙｏｕｒ               ｉｎｆｏｒｍａｔｉｏｎ               ｔｏ               ｓｏｍｅｏｎｅ               ｅｌｓｅ.

Ｈｅｒｅ'ｓ               ａ               ｃｌａｓｓｉｃ               ｅｘａｍｐｌｅ:               ａｎ               ｉｎｄｉｖｉｄｕａｌ               ｈａｖｉｎｇ               ｔａｘ               ｐｒｏｂｌｅｍｓ               ｓｕｄｄｅｎｌｙ               ｆｏｕｎｄ               ｈｉｓ               ｐｏｓｔａｌ               ｍａｉｌｂｏｘ               (ｎｏｔ               ｈｉｓ               ｅ-ｍａｉｌ               ｉｎｂｏｘ,               ｉｎ               ｔｈｉｓ               ｃａｓｅ)               ｆｌｏｏｄｅｄ               ｗｉｔｈ               ｓｏｌｉｃｉｔａｔｉｏｎｓ               ｆｒｏｍ               ｆｉｒｍｓ               ｏｆｆｅｒｉｎｇ               ｈｉｍ               "ｔａｘ               ｄｅｂｔ               ｒｅｓｏｌｕｔｉｏｎ."               Ｏｎｅ               ｓｏｌｉｃｉｔｏｒ               ｋｎｅｗ               ｔｏ               ｔｈｅ               ｐｅｎｎｙ               ｅｘａｃｔｌｙ               ｗｈａｔ               ｔｈｅ               ｔａｘ               ｄｅｂｔ               ｗａｓ,               ａｎｄ               ｓｔａｒｔｅｄ               ｏｆｆ               ｔｈｅ               ｌｅｔｔｅｒ,               "Ｄｅａｒ               Ｊｏｅ,               Ｗｅ               ｃａｎ               ｈｅｌｐ               ｙｏｕ               ｒｅｓｏｌｖｅ               ｙｏｕｒ               ｆｅｄｅｒａｌ               ｔａｘ               ｄｅｂｔ               ｏｆ               $20,397.42."               Ｗｅ               ｌｉｖｅ               ｉｎ               ａ               ｓｏｃｉｅｔｙ               ｗｈｅｒｅ               ｏｕｒ               ｐｒｉｖａｃｙ               ｉｓ               ｓｕｐｐｏｓｅｄ               ｔｏ               ｂｅ               ｒｅｓｐｅｃｔｅｄ.

Ｈｏｗ               ｃｏｕｌｄ               ｔｈａｔ               ｆｉｒｍ               ｋｎｏｗ               ｔｈｅ               ｅｘａｃｔ               ｄｏｌｌａｒ               ａｍｏｕｎｔ               ｏｆ               ｔｈａｔ               ｐｅｒｓｏｎ'ｓ               ｔａｘ               ｄｅｂｔ?

Ｃｒｅｄｉｔ               ｂｕｒｅａｕｓ.

Ｓｅｌｌｉｎｇ               ｉｎｆｏｒｍａｔｉｏｎ               ｉｎ               ｏｒｄｅｒ               ｔｏ               ｍａｋｅ               ａ               ｂｕｃｋ.

Ｔｈｅ               ｐｏｉｎｔ               ｉｓ,               ｗｉｔｈ               ｔｈｅ               ａｇｅ               ｏｆ               ｔｈｅ               ｃｏｍｐｕｔｅｒ,               ａｎｄ               ｔｈｅ               ｉｎｔｅｒｎｅｔ               ｂｅｉｎｇ               ｔｈｅ               ｓｏｕｒｃｅ               ｏｆ               ｉｎｆｏｒｍａｔｉｏｎ               ｔｈａｔ               ｉｔ               ｉｓ,               ｉｔ               ｓｅｅｍｓ               ｌｉｋｅ               ｉｔ'ｓ               ｅａｓｉｅｒ               ｔｈａｎ               ｅｖｅｒ               ｔｏ               ａｃｃｅｓｓ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｎ               ｓｏｍｅｏｎｅ,               ａｎｄ               ｉｎ               ｓｏｍｅ               ｃａｓｅｓ,               ｔｈｅｒｅ               ａｒｅ               ｗｅｂ               ｓｉｔｅｓ               ｔｈａｔ               ｗｉｌｌ               ＳＥＬＬ               ｙｏｕ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｎ               ｓｏｍｅｏｎｅ               ｙｏｕ               ａｒｅ               ｔａｒｇｅｔｉｎｇ.

Ｔｈｉｓ               ｃｏｕｌｄ               ｂｅ               ａ               ｇｏｌｄ               ｍｉｎｅ               ｆｏｒ               ｓｃａｍｍｅｒｓ               ｗａｎｔｉｎｇ               ｔｏ               ｔａｒｇｅｔ               ａｎ               ｅ-ｍａｉｌ               ｓｃａｍ,               ｐｅｒｈａｐｓ               ｐｏｓｉｎｇ               ａｓ               ｙｏｕｒ               ｆｒｉｅｎｄｌｙ               ｎｅｉｇｈｂｏｒｈｏｏｄ               ｂａｎｋ               ｏｒ               ｂａｎｋｅｒ,               ａｓｋｉｎｇ               ｙｏｕ               ｆｏｒ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ               ｖｉａ               ｅ-ｍａｉｌ.

Ａｎｄ               ｉｆ               ｔｈｅ               ｃｒｅｄｉｔ               ｂｕｒｅａｕｓ               ａｒｅ               ｓｅｌｌｉｎｇ               ｉｎｆｏｒｍａｔｉｏｎ               ａｂｏｕｔ               ｙｏｕ,               ｈｏｗ               ｃａｎ               ｙｏｕ               ｋｎｏｗ               ｆｏｒ               ｃｅｒｔａｉｎ               ｔｈａｔ               ｙｏｕ               ａｒｅｎ'ｔ               ｂｅｉｎｇ               ｔａｒｇｅｔｅｄ               ｗｈｅｎ               ａｓｋｅｄ               ｔｏ               ｇｉｖｅ               ｏｕｔ               ｐｅｒｓｏｎａｌ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｆ               ａｎｙ               ｋｉｎｄ?
               Ｗｈｉｌｅ               ｔｈｉｓ               ａｒｔｉｃｌｅ               ｄｏｅｓｎ'ｔ               ｉｎｔｅｎｄ               ｔｏ               ｍａｋｅ               ｔｈｅ               ｃｒｅｄｉｔ               ｂｕｒｅａｕｓ               ｔｈｅ               ｏｂｊｅｃｔ               ｏｆ               ｃｒｉｔｉｃｉｓｍ,               ｔｈｅ               ｑｕｅｓｔｉｏｎ               ｓｈｏｕｌｄ               ｂｅ               ｒａｉｓｅｄ               ａｂｏｕｔ               ｗｈｅｔｈｅｒ               ｙｏｕｒ               ｉｄｅｎｔｉｔｙ               ｉｓ               ｓａｆｅ               ｗｈｅｎ               ｔｈｅ               ｃｒｅｄｉｔ               ｂｕｒｅａｕ               ｇｉｖｅｓ               ｏｕｔ               ｉｎｆｏｒｍａｔｉｏｎ               ａｂｏｕｔ               ｙｏｕ               ｗｉｔｈｏｕｔ               ｙｏｕｒ               ｋｎｏｗｌｅｄｇｅ.

Ｏｆ               ｃｏｕｒｓｅ,               ｔｈｅ               ｃｒｅｄｉｔ               ｂｕｒｅａｕｓ               ａｒｅ               ｌｉｋｅｌｙ               ｔｏ               ｔｅｌｌ               ｙｏｕ               ｔｏ               ｓｕｂｓｃｒｉｂｅ               ｔｏ               ｓｏｍｅｔｈｉｎｇ               ｌｉｋｅ               Ｌｉｆｅｌｏｃｋ               ｏｒ               ＦｒｅｅＣｒｅｄｉｔＲｅｐｏｒｔ.ｃｏｍ,,               ｔｈｅ               ｌａｔｔｅｒ               ｏｆ               ｗｈｉｃｈ               ｉｓ               ｒｕｎｎｉｎｇ               ａ               ｎｕｍｂｅｒ               ｏｆ               ｃｌｅｖｅｒ               ｌｉｔｔｌｅ               ｊｉｎｇｌｅｓ               ｏｎ               ＴＶ               ｗｉｔｈ               ａ               ｇｒｅａｔ               ｄｅａｌ               ｏｆ               ｆｒｅｑｕｅｎｃｙ.

Ｗｉｔｈ               ｐｌａｃｅｓ               ｌｉｋｅ               Ｌｉｆｅｌｏｃｋ               ａｎｄ               ＦｒｅｅＣｒｅｄｉｔＲｅｐｏｒｔ.ｃｏｍ               ｃｈａｒｇｉｎｇ               ｕｐｗａｒｄｓ               ｏｆ               $30.00               ａ               ｍｏｎｔｈ               ｔｏ               ｐｒｏｔｅｃｔ               ｙｏｕ               ｆｒｏｍ               ｉｄｅｎｔｉｔｙ               ｔｈｉｅｖｅｓ,               ｙｏｕ               ｃａｎ'ｔ               ｈｅｌｐ               ｂｕｔ               ｗｏｎｄｅｒ               ｉｆ               ｔｈｅ               ｃｒｅｄｉｔ               ｂｕｒｅａｕｓ               ａｒｅ               ｐａｒｔ               ｏｆ               ｔｈｅ               ｐｒｏｂｌｅｍ.

Ｓｔｉｌｌ,               ｉｔ               ｖｅｒｙ               ｗｅｌｌ               ｃｏｕｌｄ               ｂｅ               ｔｈａｔ               ｓｏｍｅ               ｃｏｎ               ａｒｔｉｓｔ               ｏｒ               ｂｏｇｕｓ               ｆｉｒｍ               ｐｒｅｔｅｎｄｉｎｇ               ｔｏ               ｂｅ               ｉｎ               ｂｕｓｉｎｅｓｓ               ｔｏ               ｈｅｌｐ               ｃｏｎｓｕｍｅｒｓ,               ｆｏｒ               ａ               ｐｒｉｃｅ,               ｃｏｕｌｄ               ｂｅ               ｇｅｔｔｉｎｇ               ｔｈｅｉｒ               ｉｎｆｏｒｍａｔｉｏｎ               ｆｒｏｍ               ｔｈｅ               ｃｒｅｄｉｔ               ｂｕｒｅａｕｓ.

Ｈｏｐｅｆｕｌｌｙ,               ｉｔ'ｓ               ｃｌｅａｒ               ｂｙ               ｎｏｗ               ｈｏｗ               ｔｒａｎｓｐａｒｅｎｔ               ｓｃａｍｓ               ｌｉｋｅ               ｔｈｅ               Ｎｉｇｅｒｉａｎ               ｍｏｎｅｙ               ｓｃａｍ               ｃｏｕｌｄ               ｅａｓｉｌｙ               ｌｅａｄ               ｔｏ               ｍｏｒｅ               ｓｏｐｈｉｓｔｏｃａｔｅｄ               ｓｃａｍｓ,               ｔａｉｌｏｒｅｄ               ｔｏ               ｆｉｔ               ａｎ               ｉｎｄｉｖｉｄｕａｌ'ｓ               ｐａｒｔｉｃｕｌａｒ               ｗｅａｋｎｅｓｓ,               ａｎｄ               ｗｈｙ               ｙｏｕ               ｓｈｏｕｌｄ               ｂｅ               ｃａｒｅｆｕｌ               ａｎｙ               ｔｉｍｅ               ｙｏｕ               ｇｉｖｅ               ｏｕｔ               ｉｎｆｏｒｍａｔｉｏｎ               ｏｎ               ｙｏｕｒｓｅｌｆ.

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Debt To The Penny - Blog Homepage Results

The National Debt ProjectbyNicole Wilson

http://nationaldebtproject.blogspot.com/

On average I find a penny a day. Beginning August...change certified mail to the United States Government to fund the National Debt. If I am unable to find any...

Pinch The Penniesbypennypincher

http://pinchthepennies.blogspot.com/

A mid-twenty something with an armfull of student loan debt, credit card bills, and a will to survive it all.

Scott the Money CoachbyScott Bowles

http://scottthemoneycoach.blogspot.com/

A site to discuss all things Money! How to get money. How to get out of debt. How to settle with your creditors for pennies on the dollar. How to create and live on a budget. How to invest and plan for the future. How to...

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